Btc Direct review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
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Our verdict
BTC Direct suits Dutch and European buyers who want a plain spot exchange with clear licences and euro deposits. Taker fees of 1.5% to 3% sit well above the site median of 0.2%, so cost matters most if you trade often.
Key facts
- Best for
- A straightforward Dutch exchange for buying and holding a short list of coins with euro payments.
- Taker fee
- 1.5% to 3%↗
- Coins listed
- 50↗
- Regulators
- Autoriteit Financiele Markten (AFM), De Nederlandsche Bank (DNB), Netherlands Authority for the Financial Markets (AFM)↗
- Fiat deposit methods
- Card, Bank, SEPA, Apple-pay↗
- Withdrawal fee
- Payout fee 0-1%: IBAN account free, credit card 1.00%, PayPal 1.00%; blockchain network fee applies for on-chain transfers↗
- Derivatives
- No↗
- Exchange type
- Cex↗
- Legal entity
- BTC Direct Europe B.V.↗
- Headquarters
- Netherlands↗
- Founded
- 2013↗
- Support channels
- Email, Chat, Help-centre↗
- Features
- Self-custody
- Official website
- btcdirect.eu
Facts checked September 26, 2026, 6 sources
Apps and profiles
- Elsewhere
- TrustpilotLinkedInXyoutube.com
Pros and cons
Pros
- Regulated in the Netherlands by Autoriteit Financiele Markten (AFM), De Nederlandsche Bank (DNB) and Netherlands Authority for the Financial Markets (AFM), with registration 41000009
- Fiat deposits cover card, bank and sepa, so you can fund from a card, a bank transfer or a SEPA transfer
- Self-custody support, so you can hold keys yourself rather than only a platform balance
- Operating since 2013, which gives the platform a long trading record
Cons
- Taker fees of 1.5% to 3% are higher than the site median of 0.2%
- Derivatives are not offered, so there is no futures or perpetual trading here
- Support runs on email, chat and help centre only, with no phone line listed
Who it suits
- Dutch residents who want a locally supervised exchange
- Buyers funding from a euro account with a bank transfer or a card
- Holders who prefer self-custody over leaving everything on the platform
Who should look elsewhere
- Active day traders, since taker fees of 1.5% to 3% are costly on frequent trades
- Anyone wanting futures or derivatives, as derivatives are not offered
- Traders chasing long lists, since 50 coins sit below the site median of 62
Trading and withdrawal fees
Trading costs sit at the top of this exchange's price list. Taker fees are 1.5% to 3%, which is above the site median of 0.2% and well above the lowest site figure of 0%. Payouts carry a separate cost: IBAN withdrawals are free, while credit card and PayPal payouts each take a percentage, and on-chain transfers also attract a blockchain network fee. Buying rather than trading also costs more than the cheapest exchanges on the site.
Safety and regulation
The exchange runs as a Dutch entity, BTC Direct Europe B.V., and is supervised by Autoriteit Financiele Markten (AFM), De Nederlandsche Bank (DNB) and Netherlands Authority for the Financial Markets (AFM). Its Dutch registration is 41000009, and the MiCA authorisation recorded for the firm is MiCA CASP 724500C4D3LQAKCEZ198. It operates as a central exchange and supports self-custody, so you can move coins to a wallet you control.
How Btc Direct compares
9.0 vs 9.5- 9.0 vs 9.3
9.0 vs 9.2
9.0 vs 9.7A taker fee of 0%, cheaper than 1.5% to 3% here, though built around a different market.
9.0 vs 9.4
9.0 vs 9.6
9.0 vs 9.0
9.0 vs 9.0
9.0 vs 9.0
9.0 vs 9.0
9.0 vs 8.9
9.0 vs 9.0
9.0 vs 8.2
9.0 vs 8.2
9.0 vs 9.7
9.0 vs 9.4
9.0 vs 9.3
9.0 vs 9.2
9.0 vs 9.2
9.0 vs 9.1
9.0 vs 9.0
9.0 vs 8.7
9.0 vs 8.6
Where Btc Direct is available
- Available
- Austria, Belgium, France, Netherlands, Spain
- Licence in Netherlands
- Autoriteit Financiele Markten (AFM) (41000009), checked September 26, 2026
- Licence in Netherlands
- De Nederlandsche Bank (DNB), checked September 26, 2026
- Licence in Netherlands
- Netherlands Authority for the Financial Markets (AFM) (MiCA CASP 724500C4D3LQAKCEZ198), checked September 26, 2026, also valid in Netherlands, Belgium, Germany, Spain, France, Italy, Portugal
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does BTC Direct charge to trade?+
Taker fees are 1.5% to 3%, which reads higher than the site median of 0.2%. That makes it a pricier place to trade repeatedly than the cheapest venues on the site. If you buy occasionally and hold, the cost matters far less.
Who regulates BTC Direct?+
The exchange is supervised by Autoriteit Financiele Markten (AFM), De Nederlandsche Bank (DNB) and Netherlands Authority for the Financial Markets (AFM), all Dutch authorities. Its Dutch registration is 41000009, and its MiCA authorisation is MiCA CASP 724500C4D3LQAKCEZ198. The legal entity behind the site is BTC Direct Europe B.V.
How do I pay in euros?+
Fiat deposits cover card, bank and sepa. You can fund from a card, a bank transfer or a SEPA transfer, depending on the method you pick. Card funding is the quickest of these options, while a bank or SEPA transfer is usually cheaper.
What does it cost to take money out?+
Payouts are free to an IBAN account, while credit card and PayPal withdrawals each carry a percentage charge. On-chain transfers also attract a blockchain network fee on top. Sending to a bank account is therefore the cheapest route out.
Can I hold my own keys on BTC Direct?+
Yes, self-custody is supported, so you can keep control of your coins rather than only a platform balance. It runs as a central exchange, so the ordering and withdrawal side is handled by the platform. Moving coins to your own wallet adds the network fee.
How many coins can I buy?+
The listing covers 50 coins, which sits around the site median of 62 but below the site upper quartile of 344.5. For a long tail of assets, a platform built around a much bigger list fits better. BTC Direct is stronger on the majors.
Can I trade derivatives or futures here?+
No, derivatives are not offered on this exchange. It is a spot venue only, so there are no futures, perpetuals or leveraged products to consider. If you want those, you need a different platform altogether.
Who is this exchange aimed at?+
It suits Dutch and European buyers who want a supervised exchange with euro deposits and self-custody. It is less suited to active traders, since taker fees are 1.5% to 3%, and to anyone who needs derivatives. Support runs on email, chat and help centre, with no phone line listed.
Sources
- esma.europa.eu/sites/default/files/2024-12/CASPS.csv checked September 26, 2026
Backs: Headquarters, Legal entity, Licences
“ae_homeMemberState=NL”
- btcdirect.eu/en-eu/about-us checked September 26, 2026
Backs: Founded
“BTC Direct was founded in 2013 in the Netherlands.”
- btcdirect.eu/en-eu/contact checked September 26, 2026
Backs: Support channels
“How to reach us: Email, Live chat, Contact form”
- btcdirect.eu/en-eu/other-cryptocurrencies checked September 26, 2026
Backs: Coins listed
“Discover all coins you can buy and sell at BTC Direct.”
- btcdirect.eu/en-eu/pricing-policy checked September 26, 2026
Backs: Fiat deposit methods, Taker fee, Withdrawal fee
“When the SEPA bank transfer payment method is used, the exchange order is final at the moment BTC Direct has received the payment.”
- btcdirect.eu/en-eu/terms-of-service checked September 26, 2026
Backs: Derivatives, Exchange type, Features, Regulators
“On the BTC Direct platform, you can buy and sell crypto-assets.”
Compiled from 6 source pages, checked September 26, 2026. We did not open an account.
Btc Direct
A straightforward Dutch exchange for buying and holding a short list of coins with euro payments.