bitstack review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Our verdict
Bitstack suits mobile-first Bitcoin buyers prioritising self-custody, simple fiat funding and regulated operation. It supports card, bank and SEPA deposits through card, bank and sepa, but its coin selection is limited to 1, making it a focused choice rather than a broad exchange.
Key facts
- Best for
- A focused, mobile-first Bitcoin buying and self-custody experience.
- Taker fee
- 0.49% to 1.49%↗
- Coins listed
- 1↗
- Regulators
- Autorité des Marchés Financiers, Autorité des Marchés Financiers (AMF)↗
- Fiat deposit methods
- Card, Bank, SEPA↗
- Withdrawal fee
- 0 EUR for standard Bitcoin transfers↗
- Derivatives
- No↗
- Exchange type
- Cex↗
- Legal entity
- BITSTACK DIGITAL ASSETS SAS↗
- Headquarters
- France↗
- Founded
- 2021↗
- Support channels
- Help-centre, Chat↗
- Features
- Custodial
- Official website
- bitstack-app.com
Debit cards
- Card network
- Visa↗
Facts checked September 26, 2026, 6 sources
Apps and profiles
- Get the app
- Google Play
Pros and cons
Pros
- Fiat deposits support cards, bank transfers and SEPA through card, bank and sepa.
- The mobile wallet uses self-custody through self custody.
- Standard Bitcoin transfers cost 0 EUR for standard Bitcoin transfers.
- The app price is €0.
Cons
- Coin coverage is limited to 1 coin.
- The taker fee of 0.49% to 1.49% is above the site median of 0.2%.
- Derivatives: no.
Who it suits
- Mobile users focused primarily on Bitcoin
- Self-custody users who can fund an account by card, bank transfer or SEPA
Who should look elsewhere
- Bitpanda buyers seeking broader coin coverage
- ActivTrades users prioritising its listed taker fee of 0%
- bunq users prioritising its listed taker fees of 0.25% to 1.99%
How bitstack compares
8.7 vs 9.5- 8.7 vs 9.3
8.7 vs 9.2
8.7 vs 9.7Its listed taker fee is 0%, compared with Bitstack's 0.49% to 1.49%.
8.7 vs 9.4
8.7 vs 9.6
8.7 vs 9.0
8.7 vs 9.0
8.7 vs 9.0
8.7 vs 9.0
8.7 vs 8.9
8.7 vs 9.0
8.7 vs 8.2
8.7 vs 8.2
8.7 vs 9.7
8.7 vs 9.4
8.7 vs 9.3
8.7 vs 9.2
8.7 vs 9.2
8.7 vs 9.1
8.7 vs 9.0
8.7 vs 8.7
8.7 vs 8.6
Where bitstack is available
- Licence in France
- Autorité des Marchés Financiers (A2025-003), checked September 26, 2026
- Licence in France
- Autorité des Marchés Financiers (AMF) (MiCA CASP 894500RKZ3TVTPIF7V84), checked September 26, 2026, also valid in Austria, Belgium, Bulgaria, Cyprus, Czechia, Germany, Denmark, Estonia, Spain, Finland, Greece, Croatia, Hungary, Ireland, Italy, Lithuania, Luxembourg, Latvia, Malta, Netherlands, Poland, Portugal, Romania, Sweden, Slovenia, Slovakia
Frequently asked questions
What does Bitstack offer?+
Bitstack is a centralised exchange with a mobile wallet. It supports 1 coin and uses self custody for wallet custody, positioning it as a focused Bitcoin product rather than a broad multi-asset exchange.
What are Bitstack's taker fees?+
Bitstack's taker fees are 0.49% to 1.49%. This is above the site median of 0.2%, so buyers who trade frequently should compare the cost with broader exchange alternatives.
Which regulators are listed for Bitstack?+
Bitstack lists Autorité des Marchés Financiers and Autorité des Marchés Financiers (AMF). The listed regulator is based in France, while Bitstack is headquartered in France and operates through BITSTACK DIGITAL ASSETS SAS.
How can I fund a Bitstack account?+
Bitstack accepts card, bank and SEPA deposits through card, bank and sepa. These methods give users several common ways to fund the account, though the product itself supports only 1 coin.
What does a Bitstack withdrawal cost?+
The listed withdrawal charge is 0 EUR for standard Bitcoin transfers. This applies specifically to standard Bitcoin transfers and should not be read as a general withdrawal fee for every asset or network.
Does Bitstack use self-custody?+
Bitstack's listed wallet custody model is self custody. Its wallet type is mobile, combining self-custody with a mobile-focused format.
What type of exchange is Bitstack?+
Bitstack is listed as a cex. It is a mobile wallet platform supporting 1 coin, with taker fees of 0.49% to 1.49% and several fiat deposit methods.
Does Bitstack offer derivatives?+
Derivatives: no. This means Bitstack is better suited to users focused on buying and holding Bitcoin than those seeking derivative products, while the listed wallet remains a mobile self-custody product.
Sources
- esma.europa.eu/sites/default/files/2024-12/CASPS.csv checked September 26, 2026
Backs: Headquarters, Legal entity, Licences
“ae_homeMemberState=FR”
- bitstack-app.com checked September 26, 2026
Backs: Coins supported, Custody, Derivatives, Exchange type, Features, Price, Regulators, Wallet type
“Bitcoin savings application”
- bitstack-app.com/carte checked September 26, 2026
Backs: Card network
- bitstack-app.com/pricing checked September 26, 2026
Backs: Coins listed, Fiat deposit methods, Taker fee, Withdrawal fee
“Bitcoin only — The platform specializes exclusively in Bitcoin investments and transactions”
- help.bitstack-app.com/fr checked September 26, 2026
Backs: Support channels
“Centre d'Aide with support categories; Customer support available”
- tech.eu/2025/12/02/bitstack-lands-15m-to-build-europes-bi... checked September 26, 2026
Backs: Founded
“Paris-based fintech founded in April 2021 by Alexandre Roubaud (CEO) and Kabir Sethi (CTO)”
Compiled from 6 source pages, checked September 26, 2026. We did not open an account.