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Bitcoin Store review

Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Bitcoin Store is a Croatian exchange for buyers who want a wide coin list and euro funding without hunting through tiers. It lists from 150 coins, takes taker fees of 0.5% to 6% and holds a MiCA authorisation from the Croatian Financial Services Agency. The catch is that coins stay in the platform's own custody.

Key facts

Best for
Croatian and euro buyers who want a long coin list and a Visa debit card for spending crypto balances.
Taker fee
0.5% to 6%↗
Coins listed
from 150↗
Regulators
HANFA (Croatian Financial Services Agency) - MiCA authorised, ESMA register of crypto-asset service providers (CASPS), MiCA, Croatian Financial Services Supervisory Agency (HANFA)↗
Fiat deposit methods
Card, Bank, Apple-pay↗
Withdrawal fee
Per-coin network fee on withdrawal, e.g. 0.00005 BTC, 0.00035 ETH (ERC20), 0.005 SOL; crypto deposits free↗
Exchange type
Cex↗
Legal entity
DIGITAL ASSETS Limited liability company for intermediation and services↗
Headquarters
Croatia↗
Founded
2013↗
Support channels
Email, Chat, Phone, Help-centre↗
Features
Custodial
Official website
bitcoin-store.hr

Debit cards

Monthly fee
€1↗
Currency conversion fee
2.6%↗
Card type
Debit↗
Card network
Visa↗
Currencies
150↗
Custody
Custodial↗
Audience
Business

Crypto wallets

Wallet type
Mobile↗
Price
€0↗
Coins supported
150↗

Facts checked September 26, 2026, 8 sources

Apps and profiles

Get the app
Google Play
Elsewhere
LinkedInXweb.facebook.com

Pros and cons

Pros

  • A long list of coins to trade, from 150, against a site median of 62
  • MiCA authorised and listed on the ESMA register of crypto-asset service providers
  • Fiat deposits run through card, bank and apple pay, covering card and bank transfer
  • Support covers email, chat and phone, a broader set than most of the exchange list

Cons

  • Taker fees of 0.5% to 6% sit well above the site median of 0.2%
  • Coin custody is with the platform, so coins are held by the exchange rather than by you
  • The card costs a monthly fee of €1 and currency conversion runs at 2.6%
Bitcoin Store

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Scored 9.2 / 10 by HodlCue.

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Who it suits

  • Croatian residents who want to fund an account in euros by card or by bank transfer
  • Traders who keep a long tail of smaller coins alongside the majors in one account
  • Anyone who wants to spend from the balance on a Visa debit card each month

Who should look elsewhere

  • Active traders who care most about the lowest taker fee, since from 650 and 0% point the other way
  • Holders who want their own keys and full control, because custody sits with the platform here
  • Cost-sensitive card users who mind a €1 monthly fee and a 2.6% conversion charge

Fees

Trading fees run from 0.5% to 6% on every buy or sell, which is well above the site median of 0.2% and close to the upper end of 0.55%. Withdrawals carry a per-coin network fee, so a Bitcoin, an Ethereum or a Solana transfer each cost something different, while crypto deposits are free. The Visa debit card adds a monthly fee of €1 and a currency conversion charge of 2.6%, so spending balances outside the euro market costs more than holding them.

The company behind it

The exchange is run as DIGITAL ASSETS, a limited liability company for intermediation and services, based in Croatia. It has been trading since 2013. Regulation runs through the Croatian Financial Services Agency, which authorises it under MiCA, and the firm also appears on the ESMA register of crypto-asset service providers under licence MiCA CASP 984500NB7D12BC5B4A79. Support runs on email, chat and phone. Coins are held in the platform's own custody.

How Bitcoin Store compares

Where Bitcoin Store is available

Available
Croatia
Licence in Croatia
HANFA (Croatian Financial Services Agency) - MiCA authorised, checked September 26, 2026
Licence in Croatia
ESMA register of crypto-asset service providers (CASPS), MiCA, checked September 26, 2026
Licence in Croatia
Croatian Financial Services Supervisory Agency (HANFA) (MiCA CASP 984500NB7D12BC5B4A79), checked September 26, 2026, also valid in Austria, Belgium, Bulgaria, Cyprus, Czechia, Germany, Denmark, Estonia, Spain, Finland, France, Greece, Croatia, Hungary, Ireland, Iceland, Italy, Liechtenstein, Lithuania, Luxembourg, Latvia, Malta, Netherlands, Norway, Poland, Portugal, Romania, Sweden, Slovenia, Slovakia

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does it cost to trade on Bitcoin Store?+

Taker fees are 0.5% to 6%, so the top of that range is the number to watch. That compares with a site median of 0.2% and an upper quartile of 0.55%, which tells you the fee is high. Deposits in crypto are free, so the cost sits on the trade itself.

Who regulates Bitcoin Store?+

The Croatian Financial Services Agency authorises it under MiCA, and it appears on the ESMA register of crypto-asset service providers. Its licence there reads MiCA CASP 984500NB7D12BC5B4A79. The operating company is DIGITAL ASSETS, a limited liability company for intermediation and services based in Croatia.

How do I deposit euros?+

Fiat deposits run through card, bank and apple pay, and both card and bank transfer sit on that list. Card funding is common across the market, while bank transfer is one of the wider options, so euro funding is not a weak spot here.

What does it cost to withdraw crypto?+

Withdrawals carry a per-coin network fee, so each asset costs something different depending on its chain. Crypto deposits are free. If you move coins often, that network fee is the line to check before choosing an asset to hold and withdraw.

Do I hold the coins myself?+

No. Custody is with the platform, and the listed features cover custodial holding only. Readers who want their own keys should look further down the list. Since custody of this kind is shared by much of the market, the risk profile is not unusual for a centralised exchange.

How many coins can I trade?+

The catalogue covers from 150 coins, which is above the site median of 62 and above the exchange group median of 74.5. That is useful if you want smaller assets beyond the majors, though the depth of each market is a separate question from the count.

Can I spend crypto on a card?+

There is a debit card on the visa network. The monthly fee is €1 and currency conversion is charged at 2.6%, above the site median of 1%. So spending works well inside the euro market and costs noticeably more on transactions converted into other currencies.

What support can I reach?+

Support runs on email, chat and phone, which is a broad set for an exchange. A help centre covers most readers on its own, and chat and phone are there when a balance question needs a person. The exchange group median covers a narrower set of channels, so this is above the norm.

Sources

Compiled from 8 source pages, checked September 26, 2026. We did not open an account.

Bitcoin Store

Bitcoin Store

Croatian and euro buyers who want a long coin list and a Visa debit card for spending crypto balances.

9.2/10See alternatives