bitcoin.de review

Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

bitcoin.de is a custodial exchange for people who want to buy crypto with euros from a bank account and let a regulated German company hold it. Fees of 0.5% per trade and a catalogue of 10 coins make it a narrow, straightforward venue rather than a broad marketplace.

Key facts

Best for
Buying crypto with euros from a German bank through a regulated custodial account.
Taker fee
0.5%↗
Coins listed
10↗
Regulators
Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)↗
Fiat deposit methods
Bank, SEPA↗
Maker fee
0.5%↗
Exchange type
Cex↗
Legal entity
futurum bank AG↗
Headquarters
Germany↗
Founded
1983↗
Support channels
Email, Help-centre, Community↗
Features
Custodial
Official website
bitcoin.de

Facts checked September 26, 2026, 4 sources

Apps and profiles

Elsewhere
X

Pros and cons

Pros

  • Supervised by the Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin) under licence 118938.
  • Operates under futurum bank AG, a named German company based in Germany.
  • Euro funding by bank and sepa, which suits buyers paying from a German bank account.
  • Simple custodial custody, so holders do not manage keys themselves.

Cons

  • Fees of 0.5% to sell and the same again to buy sit above the 0.25% median for buy-crypto platforms.
  • A catalogue of 10 coins is far short of Bitpanda's from 650.
  • Support runs on email, help centre and community only, with no live chat or phone line listed.
bitcoin.de

Ready to try bitcoin.de?

Scored 8.8 / 10 by HodlCue.

Who it suits

  • Buyers paying in euros who want bank and sepa funding and a named bank behind the account.
  • Long term holders who would rather a regulated provider keep custody than manage keys themselves.
  • Readers who need only a short list of coins and can accept one flat trading fee.

Who should look elsewhere

  • Cost-first traders who would rather pay a taker fee of 0% at ActivTrades.
  • Buyers chasing a long coin list, since Bitpanda lists from 650 against the 10 offered here.
  • Readers who want a fee band to model, since bunq runs 0.25% to 1.99% where this venue charges one rate.

How bitcoin.de compares

Where bitcoin.de is available

Available
Germany
Licence in Germany
Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin) (118938), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does it cost to trade on bitcoin.de?+

Both sides of the book cost the same: 0.5% to buy and 0.5% to sell. That sits above the 0.25% median across buy-crypto platforms, so costs weigh against a short coin list rather than against a low headline rate.

Is bitcoin.de regulated and who supervises it?+

The exchange is supervised by the Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin) in Germany under licence 118938. The listed regulator is Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin), and the operating company is futurum bank AG, based in Germany.

How do I pay in euros?+

Deposits run through bank and sepa, so funding comes from a bank transfer and SEPA rather than a card checkout. The account sits with futurum bank AG, which means the banking company and the crypto venue are the same operator.

How many coins are listed?+

The market lists 10 coins, a short catalogue for anyone who wants more than the main asset. By comparison, Bitpanda lists from 650, and the site median is 62, so this venue sits at the thin end of the range.

Who holds my crypto on bitcoin.de?+

Accounts are custodial, which is what the platform lists under custodial, so the provider holds the keys rather than the account holder. The venue is a centralised exchange by type and is run by futurum bank AG in Germany.

How do I get help if something goes wrong?+

Support runs on email, help centre and community, so a help centre and a community channel sit alongside email. A live chat or a phone line is not among the listed channels, which suits people who prefer written answers and self-service.

How does the fee compare with the alternatives?+

The 0.5% charge here is well above ActivTrades at 0%, while bunq runs 0.25% to 1.99%. Buyers who trade often feel that gap quickly, because the rate applies on every buy and every sell.

Sources

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

bitcoin.de

bitcoin.de

Buying crypto with euros from a German bank through a regulated custodial account.

8.8/10See alternatives