bitcoin.de review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
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Our verdict
bitcoin.de is a custodial exchange for people who want to buy crypto with euros from a bank account and let a regulated German company hold it. Fees of 0.5% per trade and a catalogue of 10 coins make it a narrow, straightforward venue rather than a broad marketplace.
Key facts
- Best for
- Buying crypto with euros from a German bank through a regulated custodial account.
- Taker fee
- 0.5%↗
- Coins listed
- 10↗
- Regulators
- Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)↗
- Fiat deposit methods
- Bank, SEPA↗
- Maker fee
- 0.5%↗
- Exchange type
- Cex↗
- Legal entity
- futurum bank AG↗
- Headquarters
- Germany↗
- Founded
- 1983↗
- Support channels
- Email, Help-centre, Community↗
- Features
- Custodial
- Official website
- bitcoin.de
Facts checked September 26, 2026, 4 sources
Apps and profiles
- Elsewhere
- X
Pros and cons
Pros
- Supervised by the Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin) under licence 118938.
- Operates under futurum bank AG, a named German company based in Germany.
- Euro funding by bank and sepa, which suits buyers paying from a German bank account.
- Simple custodial custody, so holders do not manage keys themselves.
Cons
- Fees of 0.5% to sell and the same again to buy sit above the 0.25% median for buy-crypto platforms.
- A catalogue of 10 coins is far short of Bitpanda's from 650.
- Support runs on email, help centre and community only, with no live chat or phone line listed.
Who it suits
- Buyers paying in euros who want bank and sepa funding and a named bank behind the account.
- Long term holders who would rather a regulated provider keep custody than manage keys themselves.
- Readers who need only a short list of coins and can accept one flat trading fee.
Who should look elsewhere
- Cost-first traders who would rather pay a taker fee of 0% at ActivTrades.
- Buyers chasing a long coin list, since Bitpanda lists from 650 against the 10 offered here.
- Readers who want a fee band to model, since bunq runs 0.25% to 1.99% where this venue charges one rate.
How bitcoin.de compares
8.8 vs 9.5- 8.8 vs 9.3
8.8 vs 9.2
8.8 vs 9.7Charges a taker fee of 0%, which pulls the cost floor well under the rate charged here.
8.8 vs 9.4
8.8 vs 9.6
8.8 vs 9.0
8.8 vs 9.08.8 vs 9.0
8.8 vs 9.08.8 vs 8.9
8.8 vs 9.0
8.8 vs 8.2
8.8 vs 8.2
8.8 vs 9.7
8.8 vs 9.4
8.8 vs 9.3
8.8 vs 9.2
8.8 vs 9.2
8.8 vs 9.1
8.8 vs 9.0
8.8 vs 8.7
8.8 vs 8.6
Where bitcoin.de is available
- Available
- Germany
- Licence in Germany
- Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin) (118938), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does it cost to trade on bitcoin.de?+
Both sides of the book cost the same: 0.5% to buy and 0.5% to sell. That sits above the 0.25% median across buy-crypto platforms, so costs weigh against a short coin list rather than against a low headline rate.
Is bitcoin.de regulated and who supervises it?+
The exchange is supervised by the Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin) in Germany under licence 118938. The listed regulator is Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin), and the operating company is futurum bank AG, based in Germany.
How do I pay in euros?+
Deposits run through bank and sepa, so funding comes from a bank transfer and SEPA rather than a card checkout. The account sits with futurum bank AG, which means the banking company and the crypto venue are the same operator.
How many coins are listed?+
The market lists 10 coins, a short catalogue for anyone who wants more than the main asset. By comparison, Bitpanda lists from 650, and the site median is 62, so this venue sits at the thin end of the range.
Who holds my crypto on bitcoin.de?+
Accounts are custodial, which is what the platform lists under custodial, so the provider holds the keys rather than the account holder. The venue is a centralised exchange by type and is run by futurum bank AG in Germany.
How do I get help if something goes wrong?+
Support runs on email, help centre and community, so a help centre and a community channel sit alongside email. A live chat or a phone line is not among the listed channels, which suits people who prefer written answers and self-service.
How does the fee compare with the alternatives?+
The 0.5% charge here is well above ActivTrades at 0%, while bunq runs 0.25% to 1.99%. Buyers who trade often feel that gap quickly, because the rate applies on every buy and every sell.
Sources
- bitcoin.de/de/btceur/market checked September 26, 2026
Backs: Coins listed, Exchange type
“P2P-Marktplatz (Krypto/Euro): BTC / EUR, ETH / EUR, USDC / EUR, SOL / EUR, XRP / EUR, BCH / EUR, LTC / EUR, DOGE / EUR, TRX / EUR, BTG / EUR”
- bitcoin.de/de/faq/welche-gebuehren-fallen-beim-kauf-an/12... checked September 26, 2026
Backs: Maker fee, Taker fee
- bitcoin.de/de/faq/welche-zahlungsmethoden-kann-ich-verwen... checked September 26, 2026
Backs: Features, Fiat deposit methods
- bitcoin.de/de/impressum checked September 26, 2026
Backs: Founded, Headquarters, Legal entity, Regulators, Support channels, Licences
“Gruendungsjahr: 1983”
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
bitcoin.de
Buying crypto with euros from a German bank through a regulated custodial account.