Updated October 17, 2026 · HodlCue Editorial Team
Binance vs Coinmama
Binance
Coinmama
Higher score in this comparison
Binance vs Coinmama: the differences
| Compare | ||
|---|---|---|
| Taker fee | 0.1%Lower | 0.99% to 3.9% |
| Coins listed | 490 | from 500 |
| Regulators | Autorite des marches financiers (AMF), Commissione Nazionale per le Societa e la Borsa (CONSOB), Banco de Espana, Australian Securities and Investments Commission (ASIC), Thailand Ministry of Finance | Not confirmed |
| Fiat deposit methods | Not confirmed | Card, Bank, SEPA, Apple pay |
| Maker fee | 0.1% | Not confirmed |
| Proof of reserves | Yes | Not confirmed |
| Withdrawal fee | Not confirmed | No transaction fee on crypto withdrawals |
| Derivatives | Yes | Not confirmed |
Same on both: Exchange type (Cex).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- Coinmama scores higher overall: 8.9 vs 8.5.
- Taker fee is lower at Binance: 0.1% vs 0.99% to 3.9%.
- Features: only Binance offers Staking.
- Features: only Coinmama offers Self custody.
Our verdict on each
Binance
Binance operates as a centralized exchange with derivatives activity and published proof of reserves for custody clarity. Traders who prefer centralized custody with derivatives access in one venue may find its combined structure aligns with their approach to managing activity.
Coinmama
Coinmama suits buyers who want card, bank, SEPA and mobile wallet funding with coins delivered to a wallet they control. The catch is the trade rate: taker fees of 0.99% to 3.9% run well above what most of these exchanges charge, so it earns a place for simple fiat buying rather than cost sensitive trading.
Score breakdown
| Area | Binance | Coinmama |
|---|---|---|
| Cost | Not confirmed | 8.2 |
| Offer | Not confirmed | 9.8 |
| Trust | 8.5 | Not confirmed |
How they place
| Ranking | Binance | Coinmama |
|---|---|---|
| Crypto exchanges | 26 of 297 | 129 of 297 |
Every fact side by side
| Fact | Binance | Coinmama |
|---|---|---|
| Features | Staking | Self custody |
| Legal entity | Binance Holdings Ltd. | Not confirmed |
| Founded | 2017 | Not confirmed |
Crypto earn
| Fact | Binance | Coinmama |
|---|---|---|
| Custody | Custodial | Not confirmed |
Where each stands against the rest
| Fact | Binance | Coinmama | Median |
|---|---|---|---|
| Taker fee | 0.1%below the median | 0.99% to 3.9%highest quarter | 0.15% |
| Coins listed | 490highest quarter | from 500highest quarter | 76 |
| Maker fee | 0.1%at the median | Not confirmed | 0.1% |
Median across 219 listed providers.
Pros and cons
Binance
Pros
- Centralized exchange venue with derivatives activity under one roof
- Published proof of reserves gives clarity around held balances
Coinmama
Pros
- Crypto withdrawals carry no transaction fee, so money leaves the platform without an exit charge.
- Fiat deposits cover card, bank and sepa, so funding does not have to run through a bank only setup.
- A coin list of from 500 coins is broader than the 60 seen in the buy crypto category.
Cons
- Taker fees of 0.99% to 3.9% sit above the 0.2% median across the exchanges on the site.
- The rate is the heaviest of the brands compared, above 0.25% to 1.99% at bunq and 0% at ActivTrades.
- The coin list of from 500 trails Bitpanda's from 650.
Who each suits
Binance
Who it suits
- Traders seeking centralized custody and derivatives access
- Holders who value published proof of reserves
Coinmama
Who it suits
- New buyers funding an account by card or bank transfer.
- Anyone who wants coins delivered into a wallet they control.
- Buyers who want no transaction fee on crypto withdrawals.
Who should look elsewhere
- Active traders: ActivTrades takes a taker fee of 0% against Coinmama's fees of 0.99% to 3.9%.
- Broader coin lists: Bitpanda's list starts higher, at from 650.
- Cost sensitive buyers: bunq charges taker fees of 0.25% to 1.99%, well below Coinmama's 0.99% to 3.9%.
Questions about each
Binance
What does Binance cover as an exchange?+
Binance operates as a centralized exchange with derivatives activity under the same structure. Custody and order matching rest with the venue rather than self managed wallets. Published proof of reserves provides an extra custody signal for review.
How do derivatives fit within this service?+
Derivatives activity sits alongside spot style trading within the centralized venue. Positions and balances remain under venue custody throughout the process. Those interested should review structure and custody before deciding on use.
Coinmama
What does Coinmama charge for trading?+
Coinmama charges taker fees of 0.99% to 3.9% on trades, which is the cost that matters most here. That sits above the site median of 0.2% and above the 0.25% typical of buy crypto platforms, so anyone trading often pays more than the category norm.
What does it cost to take coins out?+
Crypto withdrawals carry no transaction fee, so the platform adds no charge for moving coins to your own wallet. The expense in a round trip still includes the taker fee of 0.99% to 3.9% paid on the trade, and that is where the real cost sits.
Other options to compare
Other matchups
Binance
Coinmama