Unchained Capital review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Unchained Capital suits US bitcoin holders who want their own keys and will pay for the privilege. The mobile wallet covers 1, and self-custody runs through seed and recovery service, while the Vaults device costs $250. Licences span most US states, so the money side is well covered.
Key facts
- Best for
- US bitcoin holders who want self-custody on a mobile wallet and will pay for a signing device.
- Wallet type
- Mobile↗
- Price
- $250↗
- Custody
- Self custody↗
- Coins supported
- 1↗
- Backup options
- Seed, Recovery-service↗
- Legal entity
- Unchained Capital, Inc.↗
- Headquarters
- United States↗
- Founded
- 2016↗
- Support channels
- Email, Phone, Help-centre↗
- Features
- Self-custody
- Official website
- unchained.com
Facts checked September 26, 2026, 5 sources
Apps and profiles
- Get the app
- App StoreGoogle Play
- Elsewhere
- LinkedInXcrunchbase.com
Pros and cons
Pros
- Self-custody: your keys stay with you, not with a platform
- Vaults hardware at $250 is cheaper than most listed device wallets, against a wallet median of €0
- Licensed for money transmission across most US states, with NMLS registrations 1900773 and 2656661
- Support covers email, phone and help centre
Cons
- Coin coverage is 1 against a wallet median of 49, ranking 96 of 108
- The Vaults price of $250 is far above the site median of €0, and $250 ranks near the bottom on price
- Hardware only covers seed and recovery-service backup through seed and recovery service, not a wider split scheme
Who it suits
- US residents who want to hold their own keys
- Bitcoin holders who want a mobile wallet plus a hardware signer
- People who value state-level money transmission licences
Who should look elsewhere
- Trezor, if you want a hardware wallet with far wider coin support and no app dependency
- Bit2Me, if you want a wallet at €0 rather than a priced device
- bynex, if you prefer custodial over holding keys yourself
The company behind it
Unchained Capital, Inc. (Unchained Capital, Inc.) is a US company (US) founded in 2016. It is registered with NMLS under 1900773, 2656661 and 2423070, and holds money transmitter licences in most US states, including MT63073 and 3551. Support runs through email, phone and help centre.
How Unchained Capital compares
8.8 vs 9.4
8.8 vs 9.0
8.8 vs 8.2
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8.8 vs 9.5
8.8 vs 9.6
8.8 vs 9.0
8.8 vs 9.0
8.8 vs 9.0A hardware wallet at hardware form, listed at 345 coins against Unchained's 1
8.8 vs 8.2
8.8 vs 9.7
8.8 vs 9.5
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Where Unchained Capital is available
- Licence in United States
- NMLS (NMLS ID 1900773) (1900773), checked September 26, 2026
- Licence in United States
- Tennessee Department of Financial Institutions (Money Transmitter) (2273761), checked September 26, 2026
- Licence in United States
- NMLS (NMLS ID 2656661) (2656661), checked September 26, 2026
- Licence in United States
- NMLS (NMLS ID 2423070) (2423070), checked September 26, 2026
- Licence in United States
- California Department of Financial Protection and Innovation (Financing Law) (60DBO-78867), checked September 26, 2026
- Licence in United States
- Texas Department of Banking (Money Transmitter) (3551), checked September 26, 2026
- Licence in United States
- New York Department of Financial Services (Money Transmitter) (MT63073), checked September 26, 2026
- Licence in United States
- Alabama Securities Commission (Money Transmitter) (894), checked September 26, 2026
- Licence in United States
- Alaska Department of Commerce, Community, and Economic Development (Money Transmitter) (AKMT-016510), checked September 26, 2026
- Licence in United States
- Arizona Department of Financial Institutions (Money Transmitter) (MT-1041292), checked September 26, 2026
- Licence in United States
- Arkansas Securities Department (Money Transmitter) (129209), checked September 26, 2026
- Licence in United States
- Vermont Department of Financial Regulation (Money Transmitter) (MT-2273761), checked September 26, 2026
- Licence in United States
- Delaware Office of the State Bank Commissioner (Check Seller, Money Transmitter) (037735), checked September 26, 2026
- Licence in United States
- Florida Office of Financial Regulation (Money Transmitter) (FT230000395), checked September 26, 2026
- Licence in United States
- Idaho Department of Finance (Money Transmitter) (MTL-332), checked September 26, 2026
- Licence in United States
- Illinois Department of Financial and Professional Regulation (Money Transmitter) (MT.0000440), checked September 26, 2026
- Licence in United States
- Iowa Department of Agriculture and Land Stewardship, Division of Banking (Money Services) (2022-0079), checked September 26, 2026
- Licence in United States
- Kansas Office of the State Bank Commissioner (Money Transmitter) (MT.0000225), checked September 26, 2026
- Licence in United States
- Kentucky Department of Financial Institutions (Money Transmitter) (SC786119), checked September 26, 2026
- Licence in United States
- Minnesota Department of Commerce (Money Transmitter) (MN-MT-2273761), checked September 26, 2026
- Licence in United States
- Mississippi Department of Banking and Consumer Finance (Money Transmitter) (22273761), checked September 26, 2026
- Licence in United States
- Nevada Financial Institutions Division (Money Transmitter) (MT11218), checked September 26, 2026
- Licence in United States
- New Hampshire Banking Department (Money Transmitter) (2273761MT), checked September 26, 2026
- Licence in United States
- North Carolina Office of the Commissioner of Banks (Money Transmission) (210947), checked September 26, 2026
- Licence in United States
- North Dakota Department of Financial Institutions (Money Transmission) (MT104818), checked September 26, 2026
- Licence in United States
- Ohio Division of Financial Institutions (Money Transmission) (OHMT 234), checked September 26, 2026
- Licence in United States
- Pennsylvania Department of Banking and Securities, Non-Depository Licensing Office (Money Transmitter) (110504), checked September 26, 2026
- Licence in Puerto Rico
- Puerto Rico Oficina del Comisionado de Instituciones Financieras (Money Transmitter) (TM-151), checked September 26, 2026
- Licence in United States
- Rhode Island Department of Business Regulation (Currency Transmitter) (20224462CT), checked September 26, 2026
- Licence in United States
- South Dakota Division of Banking (Money Transmitter) (2273761.MT), checked September 26, 2026
- Licence in United States
- Washington Department of Financial Institutions (Money Transmitter) (550-MT-145597), checked September 26, 2026
- Licence in United States
- West Virginia Division of Financial Institutions (Money Transmission) (WVMT-2273761), checked September 26, 2026
Frequently asked questions
What does Unchained Capital cost?+
The Vaults device is priced at $250, which is well above the site median of €0 for the wallets listed. The mobile wallet itself carries no listed purchase price. Trezor, a hardware alternative, sits in the same hardware ranking.
Does Unchained Capital hold my bitcoin?+
No. Custody is self custody, and self-custody is listed as a core self custody. Keys are yours to manage, and recovery rests on seed and recovery service. That is the opposite of custodial alternatives such as bynex, listed as custodial.
How many coins can the wallet hold?+
The app lists 1, which puts it at position 96 of 108 brands. The wallet ranking median is 49, so coin breadth is where this wallet loses ground most clearly.
Is Unchained Capital regulated?+
Yes, in the US. It is registered with NMLS under 1900773 and holds money transmitter licences in most states, including 60DBO-78867 and 550-MT-145597.
What kind of wallet is it?+
A mobile wallet, mobile, paired with Vaults hardware. Mobile is the most common wallet type in the ranking at 58.4%, while hardware accounts for 18.8%.
How do I get help?+
Support runs on email, phone and help centre, so you can reach the team by email, phone or through the help centre. A help centre is listed for 85.7% of the wallets in the ranking.
Who is it built for?+
US residents who already hold bitcoin and want their own keys. The licences are US state money transmitter registrations, so the setup suits a US banking and mobile audience rather than an international one.
How does it compare with Trezor?+
Trezor is a hardware device and, on the ranking median, supports 345 coins. Unchained's mobile wallet lists 1, so Trezor wins on coin breadth while Unchained bundles an exchange and wallet app.
Sources
- unchained.com checked September 26, 2026
Backs: Custody, Features, Founded, Headquarters
“Collaborative custody gives you both. Real ownership backed by the security you trust, the services you need, and expert guidance every step of the way.”
- nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1900773 checked September 26, 2026
Backs: Licences
- unchained.com/app checked September 26, 2026
Backs: Coins supported, Wallet type
“Unchained Bitcoin Only”
- unchained.com/legal-regulatory checked September 26, 2026
Backs: Legal entity, Support channels
“licenses held by Unchained Capital, Inc. (NMLS ID 1900773) and Unchained Trading, LLC (NMLS ID 2273761)”
- unchained.com/pricing checked September 26, 2026
Backs: Price
“$250 per vault/year”
- unchained.com/vaults checked September 26, 2026
Backs: Backup options
“Unchained holds only one key, so we can never move your bitcoin, but we can be your safety net if you lose a key.”
Compiled from 47 source pages, checked September 26, 2026. We did not open an account.
Related by the facts
Unchained Capital
US bitcoin holders who want self-custody on a mobile wallet and will pay for a signing device.