StakeWise review

The stated rate is 7%, the same as the 7% median across earn products on the site. On yield alone it ranks 13 of 25 rated brands, so the number is dependable rather than standout.

Supported assets are ETH, so this is a single-coin proposition rather than a multi-coin earn account. Anyone holding stablecoins for yield should look at a platform built around USDC, such as VaultLeap.

Custody is non custodial, so the position is not parked with a custodian the way custodial earn accounts work. Only 7.1% of earn brands on the site are set up this way, which is the main thing separating StakeWise from the rest of this list.

Lock-up terms are no lockup, so the position is not tied to a fixed term that ends on a set date. That flexibility matters for anyone who may need to sell during a drawdown, and it is a reason to read the yield as a variable rate.

StakeWise was founded 2021, which gives it a few years of operating history behind the product. Age matters in staking because contracts and validator operations change over time, and a longer record makes the track record easier to follow.

The product is built on liquid staking, which means the staked position stays in a liquid form rather than a plain fixed-term deposit. Only 4.2% of earn brands on the site fall into that group, so the mechanism is the less common choice.

StakeWise pays 7%. bunq Crypto Spain lists 8.25%, above StakeWise, while Bit2Me's earn range of 0.5% to 19.2% starts lower and reaches higher. For a single coin, the comparison worth making is the top of a range against what a holder actually receives.

It suits holders already sitting in ETH who want rewards without a custodian: ETH is the supported asset, and non custodial custody keeps control with the holder. Readers after a broad multi-coin earn account or a higher headline rate should compare Bit2Me at 0.5% to 19.2% instead.