Silo Finance review

Silo Finance publishes 15% as a single headline figure rather than a ladder of tiers. That makes the comparison simple, because the number a saver reads is the number the account pays. The rate applies across the assets in the list, so the choice is between a strong headline figure and a short menu, not between a headline rate and a schedule of tier bonuses.

The supported list is USDC, ETH and WBTC, covering a stablecoin and the largest mainstream assets alongside it. A short list like this keeps the decision easy for a saver who parks most of a portfolio in USDC, though anyone holding a wider spread of coins has to keep those positions elsewhere. The quoted rate applies to the assets named on this list.

Custody is non custodial, so the keys stay with the holder rather than sitting in a platform wallet. That shifts the risk: a platform freeze or an insolvency does not decide access to the balance. The trade-off sits on the saver's side, because managing keys and withdrawals takes more care than a custodial account. Among listed earn products, only a minority run this way, at 7.1%.

Bit2Me quotes a range of 0.5% to 19.2%, spanning both modest and headline-grabbing returns, and the top of that range sits above Silo Finance's 15%. A saver who wants the highest figure available has an argument for Bit2Me. A saver who prefers a single published number, on USDC, ETH and WBTC, finds the decision simpler here.

VaultLeap supports USDC, a narrower list, so the two differ in menu rather than in how coins are held. A saver who wants a stablecoin and nothing else can keep it simple with VaultLeap. A saver who also wants exposure to ETH or WBTC while those balances earn will find both covered through USDC, ETH and WBTC.

bunq Crypto Spain lists 8.25%, well below the 15% quoted here, so the two sit at opposite ends of what a saver might expect to earn. That gap makes Silo Finance the more interesting pick for someone who wants the higher figure and can handle non custodial custody, while bunq Crypto Spain may suit a reader content with a smaller number.

On yield, Silo Finance ranks 3 among 25 brands listed for comparison, so the rate counts among the stronger ones rather than an outlier. The overall score on the page is 9.3, which reflects the wider offer rather than the headline figure alone.

The product fits savers who hold USDC and want it to earn 15% while custody stays non custodial, plus holders of ETH and WBTC who are comfortable managing their own keys. It suits readers who value a strong headline rate over a long asset list. Anyone wanting breadth of coins, or a platform that holds the balance, is served better by a custodial product elsewhere.