Scalable Capital review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Scalable Capital suits European savers who would rather hold crypto inside a licensed bank than on a standalone exchange, since the legal entity is Scalable Capital Bank GmbH. Costs are the catch: a list of 32 coins and the same rate on every trade leave little room against the alternatives here.
Key facts
- Best for
- Euros moved by bank transfer or SEPA into a custodial account with staking.
- Taker fee
- 0.69% to 0.99%↗
- Coins listed
- 32↗
- Regulators
- Federal Financial Supervisory Authority (BaFin)↗
- Fiat deposit methods
- Bank, SEPA↗
- Maker fee
- 0.69% to 0.99%↗
- Derivatives
- Yes↗
- Exchange type
- Cex↗
- Legal entity
- Scalable Capital Bank GmbH↗
- Headquarters
- Germany↗
- Support channels
- Help-centre↗
- Features
- Custodial, Staking
- Official website
- scalable.capital
Facts checked September 26, 2026, 5 sources
Apps and profiles
- Elsewhere
- Wikidata
Pros and cons
Pros
- The Federal Financial Supervisory Authority (BaFin) supervises the entity, and the crypto activity carries a MiCA licence recorded as MiCA CASP 391200Y3EUNL4LTXRP94.
- Funding runs on bank and sepa, so euros arrive from a current account you already hold rather than a card.
- Custodial storage and staking both sit under custodial and staking, and derivatives are offered on the same platform.
Cons
- Fees of 0.69% to 0.99% apply to both maker and taker orders, above the exchange median taker fee of 0.2%.
- The coin list holds 32 coins, while the buy category median coin count is 60.
- Support runs on help centre only, so no phone or chat route is listed for this brand.
Who it suits
- Euro account holders who can fund through bank and sepa and prefer bank rails to a card.
- Readers who put weight on a named regulator and an EU licence rather than running their own keys.
- Traders who want holding, staking and derivatives handled in one custodial account.
Who should look elsewhere
- Collectors of long tail tokens, who will find from 650 coins listed at Bitpanda against 32 here.
- Traders who want the smallest trading cost, since ActivTrades lists a taker fee of 0% and bunq runs 0.25% to 1.99%.
How your money is protected
Supervision sits with the Federal Financial Supervisory Authority (BaFin) in Germany, listed as the regulator under Federal Financial Supervisory Authority (BaFin). The crypto activity runs under a MiCA crypto asset service provider licence recorded as MiCA CASP 391200Y3EUNL4LTXRP94. A German regulator plus an EU licence means the crypto operation is watched in its home market.
The company behind it
The legal entity behind the brand is Scalable Capital Bank GmbH, headquartered in Germany, DE. Support runs through help centre, so most day to day questions get answered in the help centre rather than by a staffed line. The same MiCA licence number, MiCA CASP 391200Y3EUNL4LTXRP94, ties the crypto service to the supervised banking group.
How Scalable Capital compares
8.5 vs 9.5- 8.5 vs 9.3
8.5 vs 9.2
8.5 vs 9.7A taker fee of 0% against 0.69% to 0.99% here, for traders who put trading cost first.
8.5 vs 9.4
8.5 vs 9.6
8.5 vs 9.0
8.5 vs 9.0
8.5 vs 9.0
8.5 vs 9.0
8.5 vs 8.9
8.5 vs 9.0
8.5 vs 8.2
8.5 vs 8.2
8.5 vs 9.7
8.5 vs 9.4
8.5 vs 9.3
8.5 vs 9.2
8.5 vs 9.2
8.5 vs 9.1
8.5 vs 9.0
8.5 vs 8.7
8.5 vs 8.6
Where Scalable Capital is available
- Licence in Germany
- Federal Financial Supervisory Authority (BaFin) (MiCA CASP 391200Y3EUNL4LTXRP94), checked September 26, 2026, also valid in Germany
Frequently asked questions
What does trading on Scalable Capital cost?+
Trading costs 0.69% to 0.99% on both sides, and the same range is listed for maker and taker orders, 0.69% to 0.99%. There is no cheaper headline rate hiding underneath, so the published range is the number to hold against other exchanges.
Is that cheaper or costlier than other exchanges?+
Costlier. Scalable Capital charges 0.69% to 0.99% for taker and maker orders, while the median taker fee across exchanges in the comparison is 0.2%. Both ends of the published range sit above that typical figure, so frequent trading pays the clearest premium.
How do I put euros into the account?+
Funding runs through bank and sepa, so euros move in by bank transfer or SEPA from an account you already hold. Card deposits are not among the listed methods for this brand, which suits people who prefer to move money straight from a current account.
Who regulates Scalable Capital?+
The Federal Financial Supervisory Authority (BaFin) in Germany, recorded as the regulator under Federal Financial Supervisory Authority (BaFin). The crypto activity carries a MiCA crypto asset service provider licence, MiCA CASP 391200Y3EUNL4LTXRP94, so the same supervised entity handles the exchange side.
Who holds my coins, and can I stake or trade derivatives there?+
Custody sits with the platform, listed under custodial and staking alongside staking, so balances are held for you rather than in a self custody wallet. Staking runs on the same holding and derivatives are also offered, so holding, earning and leveraged trading share one account.
How many coins can I trade?+
The exchange lists 32 coins, and the buy category median coin count is 60. That places Scalable Capital among the smaller selections in the comparison, so it covers the main pairs rather than a long tail of tokens.
Can I reach a person for help?+
Support is limited to help centre, which is written guidance rather than a phone or live chat route. Questions about the trading costs or the staking feature are covered there, so it is worth searching the help centre before assuming an answer needs a call.
Which company runs the exchange?+
The legal entity is Scalable Capital Bank GmbH, headquartered in Germany, DE. It is a bank, and the crypto service is listed under the same MiCA licence number, MiCA CASP 391200Y3EUNL4LTXRP94, so the trading app and the banking entity share one registration.
Sources
- esma.europa.eu/sites/default/files/2024-12/CASPS.csv checked September 26, 2026
Backs: Headquarters, Legal entity, Regulators, Licences
“ae_homeMemberState=DE”
- de.scalable.capital/en/crypto checked September 26, 2026
Backs: Coins listed, Exchange type, Features
“Choose from 32 cryptos via ETPs - Scalable Broker”
- de.scalable.capital/en/prime-plus-broker checked September 26, 2026
Backs: Support channels
“Learn more (help.scalable.capital) - PRIME+ Broker”
- de.scalable.capital/en/trading-costs checked September 26, 2026
Backs: Fiat deposit methods, Maker fee, Taker fee
“Deposits (transfer, direct debit) EUR 0 - FREE Broker”
- es.scalable.capital/en/broker-online checked September 26, 2026
Backs: Derivatives
“Implement your market perspective with over 100,000 derivatives”
Compiled from 5 source pages, checked September 26, 2026. We did not open an account.
Related by the facts
Scalable Capital
Euros moved by bank transfer or SEPA into a custodial account with staking.