Provider comparison
MetaMask Card vs Plutus Card: compare effective rewards, reward asset, fees, regulation, and custody in one head-to-head table.
MetaMask Card is a non-custodial crypto debit card that lets you spend your crypto assets directly from your …
The Plutus Card is a non-custodial crypto card that lets you earn up to 3% crypto back on everyday purchases,…
Effective rewards
MetaMask Card
Plutus Card
Reward asset
MetaMask Card
Plutus Card
Staking tier
MetaMask Card
Plutus Card
Custody
MetaMask Card
Plutus Card
Annual fee
MetaMask Card
Plutus Card
FX fee
MetaMask Card
Plutus Card
ATM fee
MetaMask Card
Plutus Card
Conversion spread
MetaMask Card
Plutus Card
Network
MetaMask Card
Plutus Card
Apple / Google Pay
MetaMask Card
Plutus Card
Region availability
MetaMask Card
Plutus Card
| Feature | MetaMask Card | Plutus Card |
|---|---|---|
| Effective rewards | 1% cashback uncapped + MetaMask Rewards points (1 pt/$1) | 3-9% PLU but only on eligible spend of GBP250-GBP1,000/month by plan; blended effective rate low |
| Reward asset | Cashback token/points (MetaMask Rewards) | PLU |
| Staking tier | Paid plan required (Starter GBP6.99 / Everyday GBP9.99 / Premium GBP19.99); optional PLU stake boosts rate/perks | |
| Custody | Non-custodial | Custodial |
| Annual fee | Free issuance (virtual) | Subscription-based (see plans) |
| FX fee | ~1% cross-border fee | ~2.5% |
| ATM fee | Verify | Verify (limited free allowance) |
| Conversion spread | Spend USDC/USDT/wETH direct; minimal conversion | Fund from fiat/crypto; spread on top-up |
| Network | Mastercard | Visa |
| Apple / Google Pay | Yes | Yes |
| Region availability | US and select markets (EEA expanding; verify UK) | UK and EEA |
MetaMask Card
MetaMask Card is a non-custodial crypto debit card that lets you spend your crypto assets directly from your MetaMask wallet without moving funds to a third party. It combines the convenience of a traditional card with full self-custody of your digital assets.
Plutus Card
The Plutus Card is a non-custodial crypto card that lets you earn up to 3% crypto back on everyday purchases, combining a prepaid debit card with a self-custodial wallet.
Risk warning: Cryptocurrency is a volatile, high-risk asset class. Prices can fall as well as rise, and you could lose some or all of the money you put in. Custodial providers carry counterparty risk; self-custody puts key security entirely on you. This page is general information, not financial advice.
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