Provider comparison
MetaMask Card vs Nexo Card: compare effective rewards, reward asset, fees, regulation, and custody in one head-to-head table.
MetaMask Card is a non-custodial crypto debit card that lets you spend your crypto assets directly from your …
The Nexo Card is a crypto-backed credit card that lets you spend without selling your assets. It offers crypt…
Effective rewards
MetaMask Card
Nexo Card
Reward asset
MetaMask Card
Nexo Card
Staking tier
MetaMask Card
Nexo Card
Custody
MetaMask Card
Nexo Card
Annual fee
MetaMask Card
Nexo Card
FX fee
MetaMask Card
Nexo Card
ATM fee
MetaMask Card
Nexo Card
Conversion spread
MetaMask Card
Nexo Card
Network
MetaMask Card
Nexo Card
Apple / Google Pay
MetaMask Card
Nexo Card
Region availability
MetaMask Card
Nexo Card
| Feature | MetaMask Card | Nexo Card |
|---|---|---|
| Effective rewards | 1% cashback uncapped + MetaMask Rewards points (1 pt/$1) | 0.5-2% (credit-mode purchases only, not debit) |
| Reward asset | Cashback token/points (MetaMask Rewards) | NEXO (up to 2%) or BTC (up to 0.5%) |
| Staking tier | Loyalty tier by NEXO-to-portfolio ratio; higher cashback needs >~$5k portfolio and NEXO holdings | |
| Custody | Non-custodial | Custodial |
| Annual fee | Free issuance (virtual) | No monthly or annual fee |
| FX fee | ~1% cross-border fee | FX fee applies even in EEA/UK, higher on weekends |
| ATM fee | Verify | Free to monthly limit by loyalty tier, then fee |
| Conversion spread | Spend USDC/USDT/wETH direct; minimal conversion | Standard, applies on debit-mode conversions |
| Network | Mastercard | Mastercard |
| Apple / Google Pay | Yes | Yes |
| Region availability | US and select markets (EEA expanding; verify UK) | EEA and UK only (exited US 2024); physical card orders temporarily paused |
MetaMask Card
MetaMask Card is a non-custodial crypto debit card that lets you spend your crypto assets directly from your MetaMask wallet without moving funds to a third party. It combines the convenience of a traditional card with full self-custody of your digital assets.
Nexo Card
The Nexo Card is a crypto-backed credit card that lets you spend without selling your assets. It offers crypto rewards on everyday purchases, but is custodial and requires careful review of terms.
Risk warning: Cryptocurrency is a volatile, high-risk asset class. Prices can fall as well as rise, and you could lose some or all of the money you put in. Custodial providers carry counterparty risk; self-custody puts key security entirely on you. This page is general information, not financial advice.
Line up any two providers side by side, or browse the full list to find your next platform.
