Guarda Wallet review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Guarda Wallet is a self-custody software wallet that scores 8.1 overall, and it suits readers who want their own keys plus coin support of from 1,000,000, well past the site median of 49. The trade-off is that a seed phrase is the only backup route and support runs on chat, email and help centre.
Key facts
- Best for
- A self-custody software wallet with a very wide coin list and no cost to download.
- Wallet type
- Software↗
- Price
- $0↗
- Custody
- Self custody↗
- Coins supported
- from 1,000,000↗
- Backup options
- Seed↗
- Legal entity
- GUARDACO LDA↗
- Headquarters
- Portugal↗
- Founded
- 2017↗
- Support channels
- Chat, Email, Help-centre, Community↗
- Features
- Self-custody
- Official website
- guarda.com
Facts checked September 26, 2026, 5 sources
Apps and profiles
- Get the app
- App StoreGoogle Play
- Elsewhere
- TrustpilotXsourceforge.nett.me
Pros and cons
Pros
- Coin support of from 1,000,000 sits far above the wallet median of 49 on the same ranking, which is the main pull of a software wallet.
- Custody is self custody, and self-custody is the arrangement 50.5% of ranked wallets, so it is a common choice rather than an odd one.
- Support runs on chat, email and help centre, and help centres are standard in the group, at 85.7% of ranked wallets.
- The wallet comes from a named business, GUARDACO LDA, which has run since 2017, so the app and the terms trace back to one entity.
Cons
- Support runs on chat, email and help centre only, with nothing by phone, while voice support sits at 18.5% on the wallet ranking.
- Backup is seed on its own, a plain seed phrase, and only 21.2% of ranked wallets add a recovery service around it.
- It is a software wallet, so nothing sits between the balance and the device you use daily, where Trezor is hardware and adds a separate unit.
Who it suits
- Readers who want their own keys and a coin list well past the ranking median of 49.
- People holding many different assets who would rather use one free software wallet than pay for a device.
- Readers who want self custody and a seed setup kept simple.
Who should look elsewhere
- Anyone who wants keys held in a separate signing device, since Trezor is hardware.
- Readers who want a phone first app, since Bit2Me is mobile.
- People who would rather a company held the balance, since bynex is custodial.
Security and backup
Guarda Wallet runs on self custody, so the recovery phrase is the only thing standing between someone else and the balance. The listed backup route is seed, a seed phrase you write down and keep, and there is nothing to split if it goes wrong, which keeps the setup plain but leaves no margin for a single mistake. Self-custody also means the loss rests with the holder, which is the trade for not having a company answer for the money.
Who runs it
Guarda Wallet is run by GUARDACO LDA, registered in Portugal, and the operation has been going since 2017. Support runs on chat, email and help centre, so help arrives as chat, email, a help centre and a community, and anything urgent has to be sorted in writing. The legal entity and country of registration are the two details worth reading in the terms before you add a balance.
How Guarda Wallet compares
9.3 vs 9.4
9.3 vs 9.0
9.3 vs 8.2
9.3 vs 9.7
9.3 vs 9.5
9.3 vs 9.6
9.3 vs 9.0
9.3 vs 9.0
9.3 vs 9.0Trezor is hardware, so readers who want the keys held in a separate unit rather than on the device they use daily can take that route and pay a higher outlay.
9.3 vs 8.2
9.3 vs 9.7
9.3 vs 9.5
9.3 vs 9.4
9.3 vs 9.3
9.3 vs 9.2
9.3 vs 9.2
9.3 vs 9.1
9.3 vs 9.0
9.3 vs 8.8
9.3 vs 8.7
9.3 vs 8.7
9.3 vs 8.6
9.3 vs 8.5
9.3 vs 8.5
9.3 vs 8.5
9.3 vs 8.3
Frequently asked questions
How much does Guarda Wallet cost?+
The listed price for the self-custody software wallet is $0, and that is the full figure rather than a tier or a starting point. Wallets on the ranking carry a median price of €0, which places Guarda in the group that costs nothing to download, so the only real cost is the care taken with the recovery phrase.
Does Guarda Wallet support my coins?+
Coin support starts at from 1,000,000, well past the site median of 49 and past the wallet median of 49. That breadth is the practical reason to sit with a software wallet, since a wide list costs the same whether it is held on a phone, a desktop or a device from Trezor.
Who holds the coins in a Guarda Wallet?+
You do. The wallet is self custody, so the keys and the recovery phrase sit with the holder and no company stands between you and the balance. The flip side is that a mistake stays a mistake, because access depends on the seed route and nobody can push a reset for you.
What happens if the recovery phrase is lost?+
The listed backup method is seed, a plain seed phrase rather than a set of shares kept apart. That keeps setup simple and there is nothing to reassemble, but a lost or exposed phrase ends access, since the wallet is self custody and no operator can restore it. Keep it written down and away from the device.
Is Guarda Wallet an app or a device?+
It is a software wallet, so there is no unit to buy, charge or plug in, and the wallet lives in software on the devices you sign in on. Trezor is hardware by contrast and Bit2Me is mobile, so the group sits on whichever screen you use rather than in your hand.
How do I get help from Guarda Wallet?+
Support runs on chat, email and help centre, so chat, email, a help centre and a community are the routes, and chat is the quickest of those. Phone support sits at 18.5% on the wallet ranking, so readers who need voice help should plan around written answers instead.
Who is behind Guarda Wallet?+
The wallet is run by GUARDACO LDA, registered in Portugal, and the company has worked on wallets since 2017. The entity name and country of registration are the details to check in the terms, alongside the fact that the wallet is self custody and the balance therefore sits with the holder.
Who is Guarda Wallet for?+
It suits readers who want their own keys, a very wide coin list and no cost to start: self custody with coin support of from 1,000,000 against a ranking median of 49. It fits less well if you want a phone first app, since Bit2Me is mobile, or a device, since Trezor is hardware.
Sources
- guarda.com checked September 26, 2026
Backs: Coins supported, Wallet type
“1M+ Supported tokens”
- guarda.com/about checked September 26, 2026
Backs: Founded
“The first Guarda Wallet for Ethereum (ETH) was launched in 2017.”
- guarda.com/contacts checked September 26, 2026
Backs: Headquarters, Support channels
“Rua Latino Coelho, 87”
- guarda.com/support/getting-started/how-to-recover-your-wa... checked September 26, 2026
Backs: Backup options
“Your recovery phrase, also called a mnemonic or a seed phrase, is a unique 12-word phrase generated when you create your wallet.”
- guarda.com/terms-of-service checked September 26, 2026
Backs: Custody, Features, Legal entity, Price
“Guarda wallet enables users to make transactions with virtual currencies and tokens in a non-custodial manner meaning that no one has access to the user's assets and private information.”
Compiled from 5 source pages, checked September 26, 2026. We did not open an account.
Related by the facts
Guarda Wallet
A self-custody software wallet with a very wide coin list and no cost to download.