Euler Finance review
Updated October 12, 2026 · HodlCue Editorial Team
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Our verdict
Euler Finance suits lenders, borrowers and curators seeking modular markets for crypto lending, supported by more than sixty independent security reviews. It provides infrastructure to lend, to borrow against collateral and to launch tailored vaults for crypto, stablecoins and tokenised assets in the Euler app or other products.
Key facts
- Best for
- Lenders and borrowers using flexible crypto markets
- Custody
- Non custodial↗
- Legal entity
- The Euler Foundation↗
- Founded
- 2020↗
- Support channels
- Community↗
- Official website
- euler.finance
Facts checked September 26, 2026, 3 sources
Pros and cons
Pros
- Supports lending, borrowing and launching custom markets from one set of vaults.
- Covers crypto, stablecoins and tokenised funds, gold and credit markets.
- Offers an SDK that adds lending to other apps without changing their design.
- Provides curated vaults where governors set assets, collateral and borrowing rules.
Cons
- Focuses only on lending markets, so savers wanting simpler earn products face complexity.
- Permissioned markets restrict who may deposit, borrow or liquidate by set rules.
- Requires choosing specific vaults and collateral terms rather than one pooled account.
Who it suits
- Crypto holders wanting income from supplied assets
- Borrowers seeking loans against crypto collateral
- Curators and risk managers designing lending markets
Who should look elsewhere
- Savers seeking simple deposit accounts without market choice
- Users wanting assets outside crypto and tokenised markets
How Euler Finance compares
Frequently asked questions
What does Euler Finance offer?+
Euler Finance provides modular lending infrastructure for programmable finance. Users can supply assets to earn, borrow against collateral, or launch tailored markets. Access is available in the Euler app or inside other products.
Which assets does Euler Finance cover?+
The service covers crypto, stablecoins and tokenised assets. That scope includes markets for tokenised gold, funds and credit. Permissioned markets organise these assets under defined deposit and borrowing rules.
How can apps use Euler in their own products?+
Apps and fintech products can add lending and borrowing through the Euler software kit. The integration keeps the host product in control of its own user experience. End users then lend or borrow without leaving that familiar interface.
Who can launch a lending market with Euler?+
Curators and risk managers design markets by selecting assets, collateral and borrowing rules. Each deployment uses a router with vaults and a common unit of account. A chosen governor oversees the finalised market structure.
Which company operates Euler Finance?+
Euler Finance is operated by The Euler Foundation. (Source, checked September 26, 2026)
When was Euler Finance founded?+
Euler Finance was founded in 2020. (Source, checked September 26, 2026)
How can I contact Euler Finance support?+
Euler Finance offers support through Community. (Source, checked September 26, 2026)
Sources
- euler.finance checked September 26, 2026
Backs: Support channels
“Chat with us on Discord”
- euler.finance/terms checked September 26, 2026
Backs: Custody, Legal entity
“We do not provide custodial services or control your digital assets.”
- coincarp.com/project/euler-finance checked September 26, 2026
Backs: Founded
“Euler Finance was founded in 2020 by Doug Hoyte, Jack Prior, Michael Bentley.”
Compiled from 3 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Yield, Supported assets, Lock-up terms.