| Effective rewards |
1-2% realistic (mid-tiers); 5% ceiling needs $400k CRO staked
|
1% cashback uncapped + MetaMask Rewards points (1 pt/$1)
|
| Reward asset |
CRO
|
Cashback token/points (MetaMask Rewards)
|
| Staking tier |
CRO $0 (1%) / $400 (2%) / $4k (3%) / $40k (5%) / $400k (5%+perks), locked 180 days
|
-
|
| Custody |
Custodial
|
Non-custodial
|
| Annual fee |
No annual fee; some regions charge shipping/issuance
|
Free issuance (virtual)
|
| FX fee |
None up to monthly limit, then ~0.5-3%
|
~1% cross-border fee
|
| ATM fee |
Free to monthly cap (e.g. $200-$1k by tier), then ~2-3%
|
Verify
|
| Conversion spread |
Interbank-ish, no explicit spread disclosed
|
Spend USDC/USDT/wETH direct; minimal conversion
|
| Network |
Visa
|
Mastercard
|
| Apple / Google Pay |
Yes
|
Yes
|
| Region availability |
US, EEA, UK, Canada, APAC, LATAM (varies)
|
US and select markets (EEA expanding; verify UK)
|