Crypto.com Visa Card vs MetaMask Card - HodlCue
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Provider comparison

Crypto.com Visa Card vs MetaMask Card

Crypto.com Visa Card vs MetaMask Card: compare effective rewards, reward asset, fees, regulation, and custody in one head-to-head table.

Crypto.com Visa Card

Crypto.com Visa Card

The Crypto.com Visa Card lets you earn crypto cashback on purchases and access perks like airport lounge visi…

VS
MetaMask Card

MetaMask Card

MetaMask Card is a non-custodial crypto debit card that lets you spend your crypto assets directly from your …

Head-to-head comparison

Effective rewards

Crypto.com Visa Card

1-2% realistic (mid-tiers); 5% ceiling needs $400k CRO staked

MetaMask Card

1% cashback uncapped + MetaMask Rewards points (1 pt/$1)

Reward asset

Crypto.com Visa Card

CRO

MetaMask Card

Cashback token/points (MetaMask Rewards)

Staking tier

Crypto.com Visa Card

CRO $0 (1%) / $400 (2%) / $4k (3%) / $40k (5%) / $400k (5%+perks), locked 180 days

MetaMask Card

Custody

Crypto.com Visa Card

Custodial

MetaMask Card

Non-custodial

Annual fee

Crypto.com Visa Card

No annual fee; some regions charge shipping/issuance

MetaMask Card

Free issuance (virtual)

FX fee

Crypto.com Visa Card

None up to monthly limit, then ~0.5-3%

MetaMask Card

~1% cross-border fee

ATM fee

Crypto.com Visa Card

Free to monthly cap (e.g. $200-$1k by tier), then ~2-3%

MetaMask Card

Verify

Conversion spread

Crypto.com Visa Card

Interbank-ish, no explicit spread disclosed

MetaMask Card

Spend USDC/USDT/wETH direct; minimal conversion

Network

Crypto.com Visa Card

Visa

MetaMask Card

Mastercard

Apple / Google Pay

Crypto.com Visa Card

Yes

MetaMask Card

Yes

Region availability

Crypto.com Visa Card

US, EEA, UK, Canada, APAC, LATAM (varies)

MetaMask Card

US and select markets (EEA expanding; verify UK)

Pros & cons

Crypto.com Visa Card

Crypto.com Visa Card

Pros

  • Earn crypto cashback on purchases
  • Access to airport lounges on higher tiers
  • Subscription rebates for Spotify, Netflix, and more
  • Multiple card tiers to fit different budgets

Cons

  • Custodial (platform holds your funds)
  • Requires staking CRO for best rewards
  • CRO token is volatile and stake may be locked
MetaMask Card

MetaMask Card

Pros

  • Non-custodial: you keep control of your private keys
  • Direct spending from MetaMask wallet
  • Supports Ethereum and ERC-20 tokens
  • No need to deposit funds onto a third-party platform

Cons

  • Limited availability (not yet global)
  • Transaction fees and gas costs may apply
  • Requires comfort with self-custody security practices
Crypto.com Visa Card

Crypto.com Visa Card

The Crypto.com Visa Card lets you earn crypto cashback on purchases and access perks like airport lounge visits. It is a custodial card that requires staking CRO tokens to unlock higher reward tiers.

MetaMask Card

MetaMask Card

MetaMask Card is a non-custodial crypto debit card that lets you spend your crypto assets directly from your MetaMask wallet without moving funds to a third party. It combines the convenience of a traditional card with full self-custody of your digital assets.

Risk warning: Cryptocurrency is a volatile, high-risk asset class. Prices can fall as well as rise, and you could lose some or all of the money you put in. Custodial providers carry counterparty risk; self-custody puts key security entirely on you. This page is general information, not financial advice.

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