conio review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Conio suits Italian buyers who want a regulated exchange and mobile wallet in one app, without paying to open an account. It runs on a MiCA licence from Consob with Bank of Italy approval, listed in the ESMA register, and covers 25 coins, so check the coin list if you trade beyond the majors.
Key facts
- Best for
- Italian adults who want a licensed exchange plus a mobile wallet with no account opening charge.
- Wallet type
- Mobile↗
- Price
- €0↗
- Custody
- Custodial↗
- Coins supported
- 25↗
- Backup options
- Recovery-service↗
- Legal entity
- CONIO S.R.L.↗
- Headquarters
- Italy↗
- Founded
- 2015↗
- Support channels
- Email, Chat, Help-centre↗
- Features
- Custodial, Self-custody
- Official website
- conio.com
Crypto exchanges
- Taker fee
- 0.99%↗
- Coins listed
- 25↗
- Regulators
- Consob (with approval of the Bank of Italy), listed in the ESMA MiCA CASP public register, Commissione Nazionale per le Societa e la Borsa (CONSOB)↗
- Fiat deposit methods
- Card, Bank↗
- Withdrawal fee
- EUR 2 bank transfer; mining fee when sending Bitcoin↗
- Derivatives
- No↗
- Exchange type
- Cex↗
Facts checked September 26, 2026, 8 sources
Apps and profiles
- Elsewhere
- LinkedInXinstagram.comlink.conio.com
Pros and cons
Pros
- No charge to open the app, priced at €0
- Regulated in Italy by Consob with the approval of the Bank of Italy and listed in the ESMA MiCA register
- Fiat deposits run by card and bank, both card and bank
- Trades happen in a cex account with 25 coins available
Cons
- Trading costs 0.99%, well above the site median of 0.2%
- Holdings sit with the provider in a custodial arrangement, so the coins are not in your own keys
- Support runs on email, chat and help centre only, with no phone line listed
Who it suits
- Italian residents who want euro card and bank transfers in the same app
- Holders who want a licensed provider rather than an offshore exchange
- People who trade the main coins and do not need a long altcoin list
Who should look elsewhere
- Traders chasing low fees, since 0.99% sits well above the site median of 0.2%
- Anyone who insists on holding their own keys, where Trezor keeps custody in your hands
- Coin collectors who need a deep list, since 25 is short next to Bit2Me at 244
Safety and regulation
Conio is a custodial setup, so the provider holds the coins on your behalf rather than leaving the keys with you. The company is licensed as a MiCA crypto asset service provider under the supervision of Consob, with the approval of the Bank of Italy, and it appears in the ESMA MiCA CASP public register as MiCA CASP 8945000EH59XYZHK0B92. Italian residents therefore trade inside a regulated framework.
Who runs it
The service is run by CONIO S.R.L., registered in Italy and operating since 2015. It holds its MiCA crypto asset service provider licence as MiCA CASP 8945000EH59XYZHK0B92. Help is offered through email, chat and help centre, so questions are handled in writing or in live chat, and the licence reference lets you check the entry against the public register yourself.
How conio compares
9.3 vs 9.4
9.3 vs 9.0
9.3 vs 8.2
9.3 vs 9.7
9.3 vs 9.5
9.3 vs 9.6
9.3 vs 9.0
9.3 vs 9.0
9.3 vs 9.0A hardware wallet keeps the keys with you, which suits anyone unwilling to hold coins with a provider.
9.3 vs 8.2
9.3 vs 9.7
9.3 vs 9.5
9.3 vs 9.4
9.3 vs 9.3
9.3 vs 9.2
9.3 vs 9.2
9.3 vs 9.1
9.3 vs 9.0
9.3 vs 8.8
9.3 vs 8.7
9.3 vs 8.7
9.3 vs 8.6
9.3 vs 8.5
9.3 vs 8.5
9.3 vs 8.5
9.3 vs 8.3
Where conio is available
- Available
- Italy
- Licence in Italy
- ESMA (MiCAR CASP public register), checked September 26, 2026
- Licence in Italy
- Commissione Nazionale per le Societa e la Borsa (CONSOB) (MiCA CASP 8945000EH59XYZHK0B92), checked September 26, 2026, also valid in Italy
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does it cost to open a Conio account?+
Opening the app costs €0, so there is no subscription to pay. Trading is charged at 0.99% per trade, and cashing out costs EUR 2 bank transfer; mining fee when sending Bitcoin. Keep the trading rate in mind for frequent orders, since it applies to every buy and sale.
Is Conio regulated?+
Yes. It is supervised by Consob with the approval of the Bank of Italy, and the MiCA licence is recorded as MiCA CASP 8945000EH59XYZHK0B92 in the ESMA MiCA CASP public register. That entry can be checked against the register.
Who actually holds my coins?+
Coins sit in a custodial arrangement, so the provider holds them rather than you holding the keys. The same page also lists self-custody as an option, which is worth reading carefully before you decide which applies to your balance.
How do I add euros to my account?+
Fiat deposits run by card and bank, covering both card and bank transfer. The app is mobile, so deposits and balance checks happen inside the phone app rather than a desktop platform.
How many coins can I trade?+
The list covers 25 coins, focused on the main assets. That is short for a platform aimed at altcoin traders, so check the coin list before you rely on a particular token.
Who is Conio aimed at?+
It is built for Italian residents, since the company is registered in Italy and regulated there. Anyone outside Italy should check availability for their own country first, because a domestic licence does not travel.
What does it cost to cash out?+
Cashing out runs to EUR 2 bank transfer; mining fee when sending Bitcoin, which covers the euro cost of a bank transfer and a mining fee on Bitcoin sends. Budget that on top of the 0.99% trading charge when you work out what a round trip costs.
Can I reach a person if something goes wrong?+
Support runs on email, chat and help centre, so email, live chat and a help centre are the routes. No phone line is listed, which matters if you need to sort out a blocked withdrawal quickly.
Sources
- esma.europa.eu/sites/default/files/2024-12/CASPS.csv checked September 26, 2026
Backs: Headquarters, Legal entity, Licences
“ae_homeMemberState=IT”
- conio.com checked September 26, 2026
Backs: Custody, Founded
“authorized, having obtained a license as a CASP under Regulation (EU) 2023/1114”
- conio.com/en checked September 26, 2026
Backs: Derivatives, Exchange type
“authorized, having obtained a license as a CASP under Regulation (EU) 2023/1114 (MiCAR), to offer the following services: providing custody and administration of crypto-assets on behalf of clients,...”
- conio.com/en/crypto checked September 26, 2026
Backs: Coins listed, Coins supported
“All cryptocurrencies”
- conio.com/en/support/contact checked September 26, 2026
Backs: Support channels
“For any questions, write to us at support@conio.com or use the chat here or in the app.”
- conio.com/en/support/faq/conio-fees-and-minimum-limits checked September 26, 2026
Backs: Fiat deposit methods, Price, Taker fee, Wallet type, Withdrawal fee
“Deposit Cash Balance with a debit or credit card: 2% fee; Deposit Cash Balance via bank transfer: EUR 1 fee”
- conio.com/en/support/faq/how-does-cryptocurrency-custody-... checked September 26, 2026
Backs: Features
“With Conio's custody service, you can securely store the cryptocurrencies held in the Assets section within the app”
- conio.com/en/wallet checked September 26, 2026
Backs: Backup options
“It is an extraordinary procedure - the exclusive Conio patented system - that allows you to recover your funds even if you lose the private key to your Wallet.”
- conio.com/promo/micar-license-press-release checked September 26, 2026
Backs: Regulators
Compiled from 9 source pages, checked September 26, 2026. We did not open an account.
conio
Italian adults who want a licensed exchange plus a mobile wallet with no account opening charge.