coinmerce review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Coinmerce is a Dutch custodial exchange built around simple euro buying and selling, with identical maker and taker fees and a licensed operation. It suits readers who want a regulated, mobile-first venue with staking on the side, and a catalogue of 300 coins sits above the site median of 62.
Key facts
- Best for
- Straightforward euro trading on a licensed Dutch exchange with a flexible earn product.
- Taker fee
- 0.25%↗
- Coins listed
- 300↗
- Regulators
- Dutch Authority for the Financial Markets (AFM), Netherlands Authority for the Financial Markets (AFM)↗
- Fiat deposit methods
- Bank, SEPA↗
- Maker fee
- 0.25%↗
- Withdrawal fee
- Dynamic, based on current network fee per crypto-asset↗
- Derivatives
- Yes↗
- Exchange type
- Cex↗
- Legal entity
- Coinmerce B.V.↗
- Headquarters
- Netherlands↗
- Founded
- 2017↗
- Support channels
- Email, Chat, Help-centre↗
- Features
- Custodial, Staking
- Official website
- coinmerce.io
Crypto earn
Facts checked September 26, 2026, 10 sources
Apps and profiles
- Elsewhere
- WikidataLinkedInXinstagram.com
Pros and cons
Pros
- The Dutch Authority for the Financial Markets (AFM) is named as regulator, and the licence entry reads MiCA CASP 724500DMUDFJZNYNEF35.
- Fiat deposits cover bank and sepa, so a European bank account is enough to fund the account.
- Idle balances earn 14% on terms listed as None - flexible, no lockup required.
Cons
- Withdrawals cost Dynamic, based on current network fee per crypto-asset, so the network charge is unknown until the transfer goes out.
- Custody is custodial, so the coins sit with the platform rather than in a wallet the holder controls.
- Support runs on email, chat and help centre only, so there is no phone line when a withdrawal is stuck.
Who it suits
- Euro-area buyers who want to fund an account by bank transfer or SEPA, the methods under bank and sepa.
- Holders of idle balances, since the earn rate is 14% and the terms are None - flexible, no lockup required.
- Readers who want a long-running Dutch venue rather than a recent entrant, given it was founded in 2017 and is run by Coinmerce B.V..
Who should look elsewhere
- Anyone after the lowest trading cost, since ActivTrades charges 0% against Coinmerce's 0.25%.
- Readers who want the longest coin list, since Bitpanda lists from 650.
Fees
Trading costs are the same on both sides of the book, with a taker fee of 0.25% and a maker fee of 0.25%, so there is no volume tier that changes the rate. Withdrawal charges work differently: Dynamic, based on current network fee per crypto-asset, which means a transfer out can cost more or less depending on the network at the time. Budget for that on top of the trade itself.
How coinmerce compares
9.0 vs 9.5- 9.0 vs 9.3
9.0 vs 9.2
9.0 vs 9.7A taker fee of 0% makes it the cheaper side of this comparison for anyone trading often.
9.0 vs 9.4
9.0 vs 9.6
9.0 vs 9.0
9.0 vs 9.0
9.0 vs 9.0
9.0 vs 9.0
9.0 vs 8.9
9.0 vs 9.0
9.0 vs 8.2
9.0 vs 8.2
9.0 vs 9.7
9.0 vs 9.4
9.0 vs 9.3
9.0 vs 9.2
9.0 vs 9.2
9.0 vs 9.1
9.0 vs 9.0
9.0 vs 8.7
9.0 vs 8.6
Where coinmerce is available
- Available
- Austria, Belgium, Netherlands, Poland
- Licence in Netherlands
- Dutch Authority for the Financial Markets (AFM), checked September 26, 2026
- Licence in Netherlands
- Netherlands Authority for the Financial Markets (AFM) (MiCA CASP 724500DMUDFJZNYNEF35), checked September 26, 2026, also valid in Netherlands, Belgium, Germany, Spain, France, Poland
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does Coinmerce charge to trade?+
Trading is charged at 0.25% for taker orders and 0.25% for maker orders, so the rate is identical on both sides. No volume tier changes it, which means a small order and a large one cost the same to place.
How much does a withdrawal cost?+
Withdrawals are charged on the live network rate, described as Dynamic, based on current network fee per crypto-asset. The cost of moving a coin out is set by the blockchain at the time, so the same transfer can carry a different charge on a different day.
Is Coincence regulated?+
Yes. The legal entity is Coinmerce B.V., based in the Netherlands, where the regulator is listed as Dutch Authority for the Financial Markets (AFM) and Netherlands Authority for the Financial Markets (AFM). The licence entry reads MiCA CASP 724500DMUDFJZNYNEF35, so it is a registered crypto asset service provider.
How do I deposit euros?+
Funding runs through bank and sepa. That covers bank transfer and SEPA, so a European bank account is enough to top up without reaching for a card. Euro transfers also skip a conversion step, which keeps the cost of funding easy to work out.
Can I earn on the coins I hold?+
Yes. The earn product pays 14% and the terms are None - flexible, no lockup required, so balances can be withdrawn whenever the holder wants. Coins already sitting on the platform can earn without being sold first.
Who holds my coins?+
Custody here is custodial, and the features under custodial and staking are custodial holding and staking. The platform holds the coins, so access to them depends on the account rather than on keys the holder controls.
How many coins can I buy?+
The catalogue lists 300 coins, with from 300 supported assets, which is above the site median of 62. Most readers will find the assets they already hold on the list.
How do I get help?+
Support runs on email, chat and help centre, so email, chat and a help centre are the listed routes. No phone number sits among them, which means an urgent problem about a withdrawal has to go through a written channel.
Sources
- esma.europa.eu/sites/default/files/2024-12/CASPS.csv checked September 26, 2026
Backs: Headquarters, Legal entity, Licences
“ae_homeMemberState=NL”
- coinmerce.io/en/about checked September 26, 2026
Backs: Coins listed
“300+ coins - Buy, sell and swap over 300 cryptocurrencies.”
- coinmerce.io/en/accounts checked September 26, 2026
Backs: Coins supported, Custody
“Buy, sell and swap over 300 cryptocurrencies.”
- coinmerce.io/en/affiliates checked September 26, 2026
Backs: Price, Regulators, Support channels
“Sign up for free and get your personal referral code.”
- coinmerce.io/en/deposit-withdraw-fees checked September 26, 2026
Backs: Withdrawal fee
“Withdrawing cryptocurrency over the blockchain comes at a cost, this is the withdrawal fee. The fee is dynamic and based on the current network fee for that particular blockchain.”
- coinmerce.io/en/earn checked September 26, 2026
Backs: Lock-up terms, Yield
“Automatic, weekly payouts and no lockup required”
- coinmerce.io/en/sign-up-0 checked September 26, 2026
Backs: Wallet type
“Creating an account via app is easier”
- support.coinmerce.io/en/articles/179087-general-terms-and... checked September 26, 2026
Backs: Exchange type, Features, Founded
“Coinmerce B.V. is a Dutch Crypto Asset Service Provider where you can Store and Exchange various Crypto Assets. Exchange Offer: the price offered by us to you after you have submitted a request to...”
- support.coinmerce.io/en/articles/273402-fee-table checked September 26, 2026
Backs: Derivatives, Maker fee, Taker fee
“Spot margin - Opening and closing of positions: Closing position 0,25%; Borrowing costs per year per asset: Bitcoin (BTC) 4,50%”
- support.coinmerce.io/en/articles/524260-coinmerce-payment... checked September 26, 2026
Backs: Fiat deposit methods
“Instant Bank Transfer (Pay by Bank) EU 0,80%; Manual Bank Transfer (SEPA) EU Free; iDEAL NL; Bancontact BE; BLIK PL; EPS AT”
Compiled from 10 source pages, checked September 26, 2026. We did not open an account.
Related by the facts
coinmerce
Straightforward euro trading on a licensed Dutch exchange with a flexible earn product.