Coinbase Card vs MetaMask Card - HodlCue
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Coinbase Card vs MetaMask Card

Coinbase Card vs MetaMask Card: compare effective rewards, reward asset, fees, regulation, and custody in one head-to-head table.

Coinbase Card

Coinbase Card

Coinbase Card lets you spend cryptocurrency directly from your Coinbase account. It is a custodial Visa debit…

VS
MetaMask Card

MetaMask Card

MetaMask Card is a non-custodial crypto debit card that lets you spend your crypto assets directly from your …

Head-to-head comparison

Effective rewards

Coinbase Card

1-4% (rotating; 4% on select tokens, 1% on BTC/ETH/DAI)

MetaMask Card

1% cashback uncapped + MetaMask Rewards points (1 pt/$1)

Reward asset

Coinbase Card

Rotating (e.g. XLM, GRT, AMP, RLY at 4%; BTC/ETH/DOGE/DAI at 1%)

MetaMask Card

Cashback token/points (MetaMask Rewards)

Custody

Coinbase Card

Custodial

MetaMask Card

Non-custodial

Annual fee

Coinbase Card

No annual fee

MetaMask Card

Free issuance (virtual)

FX fee

Coinbase Card

No foreign transaction fee

MetaMask Card

~1% cross-border fee

ATM fee

Coinbase Card

No Coinbase ATM fee (operator fees may apply)

MetaMask Card

Verify

Conversion spread

Coinbase Card

Spread on crypto sold to fund purchase (Coinbase spread)

MetaMask Card

Spend USDC/USDT/wETH direct; minimal conversion

Network

Coinbase Card

Visa

MetaMask Card

Mastercard

Apple / Google Pay

Coinbase Card

Yes

MetaMask Card

Yes

Region availability

Coinbase Card

United States only

MetaMask Card

US and select markets (EEA expanding; verify UK)

Pros & cons

Coinbase Card

Coinbase Card

Pros

  • Direct spending from Coinbase account
  • No annual or monthly fees
  • Real-time transaction tracking
  • Crypto rewards on eligible purchases
  • Wide Visa acceptance

Cons

  • Custodial - Coinbase holds your keys
  • Conversion fees and spreads apply
  • Not available in all countries
  • Potential taxable events on each spend
MetaMask Card

MetaMask Card

Pros

  • Non-custodial: you keep control of your private keys
  • Direct spending from MetaMask wallet
  • Supports Ethereum and ERC-20 tokens
  • No need to deposit funds onto a third-party platform

Cons

  • Limited availability (not yet global)
  • Transaction fees and gas costs may apply
  • Requires comfort with self-custody security practices
Coinbase Card

Coinbase Card

Coinbase Card lets you spend cryptocurrency directly from your Coinbase account. It is a custodial Visa debit card that converts crypto to fiat at the point of sale.

Read review
MetaMask Card

MetaMask Card

MetaMask Card is a non-custodial crypto debit card that lets you spend your crypto assets directly from your MetaMask wallet without moving funds to a third party. It combines the convenience of a traditional card with full self-custody of your digital assets.

Read review

Risk warning: Cryptocurrency is a volatile, high-risk asset class. Prices can fall as well as rise, and you could lose some or all of the money you put in. Custodial providers carry counterparty risk; self-custody puts key security entirely on you. This page is general information, not financial advice.

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