ChangeNOW vs Coinmama - HodlCue
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Provider comparison

ChangeNOW vs Coinmama

ChangeNOW vs Coinmama: compare maker / taker fee, supported coins, fees, regulation, and custody in one head-to-head table.

ChangeNOW

ChangeNOW

ChangeNOW is a non-custodial exchange that allows US users to swap cryptocurrencies instantly without creatin…

VS
Coinmama

Coinmama

Coinmama is a straightforward exchange that lets users buy cryptocurrency with a debit or credit card. It is …

Head-to-head comparison

Maker / taker fee

ChangeNOW

No maker/taker; ~0.5% floating swap fee + network fees

Coinmama

No maker/taker; provider fee ~3.9% + momentum/processing fees (high)

Supported coins

ChangeNOW

900+

Coinmama

~15 to buy; 500+ via swaps tool

Fiat on-ramps

ChangeNOW

Card and bank via partners

Coinmama

Credit/debit card, bank transfer, Apple/Google Pay

KYC level

ChangeNOW

optional (none) by default; KYC only on flagged/AML-triggered tx

Coinmama

required to buy/sell; optional (none) for the swaps-only tool

US allowed

ChangeNOW

Coinmama

Proof of Reserves

ChangeNOW

n (non-custodial, no accounts)

Coinmama

n (non-custodial provider, delivers to your wallet)

Order-book depth

ChangeNOW

Aggregated from partner venues

Coinmama

Aggregated (provider, not order book)

Instruments

ChangeNOW

instant swaps, fiat on-ramp, staking (limited)

Coinmama

spot buy/sell (platform-mediated), token swaps

Pros & cons

ChangeNOW

ChangeNOW

Pros

  • No account registration required
  • Non-custodial, you control your keys
  • Available to US users
  • Fast, instant swaps
  • Supports many cryptocurrencies

Cons

  • No proof of reserves
  • No customer support for mistaken transactions
  • Minimum swap amounts may apply
Coinmama

Coinmama

Pros

  • Non-custodial: you control your own private keys
  • Simple and fast credit/debit card purchases
  • Available in the US and many countries
  • Supports multiple cryptocurrencies

Cons

  • No proof of reserves, transparency concerns
  • Fees are included in the exchange rate and may be higher than competitors
  • No advanced trading features like limit orders or staking
ChangeNOW

ChangeNOW

ChangeNOW is a non-custodial exchange that allows US users to swap cryptocurrencies instantly without creating an account. However, it does not publish proof of reserves.

Read review
Coinmama

Coinmama

Coinmama is a straightforward exchange that lets users buy cryptocurrency with a debit or credit card. It is non-custodial and available in the US, but lacks proof of reserves.

Read review

Risk warning: Cryptocurrency is a volatile, high-risk asset class. Prices can fall as well as rise, and you could lose some or all of the money you put in. Custodial providers carry counterparty risk; self-custody puts key security entirely on you. This page is general information, not financial advice.

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