busha review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Busha is a Nigerian custodial exchange with a mobile app, a savings plan and regulators on file, so it fits readers who want to buy and hold crypto in naira without running a wallet of their own. The trade-off is breadth: 80 coins listed is a focused set rather than a long tail.
Key facts
- Best for
- Nigerian buyers who want a regulated local exchange with a savings plan in a single app.
- Coins listed
- 80↗
- Regulators
- Securities and Exchange Commission (SEC), Nigeria, Nigeria Data Protection Commission (NDPC)↗
- Exchange type
- Cex↗
- Legal entity
- Busha Digital Limited↗
- Headquarters
- Nigeria↗
- Support channels
- Email, Chat, Help-centre, Community↗
- Features
- Custodial
- Official website
- busha.co
Crypto wallets
Crypto earn
- Yield
- 20%↗
- Supported assets
- NGN, USD↗
- Lock-up terms
- Flexible plan withdrawable any time; fixed (locked) plan for 3, 6, 9 or 12 months, withdrawable at maturity only↗
Facts checked September 26, 2026, 4 sources
Apps and profiles
- Get the app
- App Store
- Elsewhere
- XLinkedInyoutube.com
Pros and cons
Pros
- Regulated in Nigeria by Securities and Exchange Commission (SEC), Nigeria and Nigeria Data Protection Commission (NDPC), with data protection registration NDPC/DCP/0223.
- Savings pays a stated yield of 20% on NGN and USD, and the flexible plan can be left at any point.
- Buying, holding and saving sit in a single mobile app under a custodial model.
- Support runs on email, chat and help centre, so help comes from a help centre, chat, email or the community.
Cons
- A focused coin list of 80, well short of from 650 at Bitpanda and from 350 at bunq.
- Custody is custodial, so access to the coins rests with the platform and recovery runs as recovery service.
- Support runs on email, chat and help centre only, with no phone line in that set.
Who it suits
- Nigerian readers who want to buy and hold in naira, with NGN and USD covered by the savings plan.
- People who prefer custodial custody and would rather leave the keys with the exchange.
- Savers who want buying, holding and earning in a single mobile app.
Who should look elsewhere
- Long-tail coin traders, who should compare Bitpanda at from 650 coins.
- Readers after a deeper catalogue, for whom bunq at from 350 coins supported fits better.
How busha compares
9.3 vs 9.5- 9.3 vs 9.3
9.3 vs 9.2
9.3 vs 9.7A much narrower catalogue at 9 coins against Busha's 80, so it only fits readers after a specific, smaller list.
9.3 vs 9.4
9.3 vs 9.6
9.3 vs 9.0
9.3 vs 9.0
9.3 vs 9.0
9.3 vs 9.0
9.3 vs 8.9
9.3 vs 9.0
9.3 vs 8.2
9.3 vs 8.2
9.3 vs 9.7
9.3 vs 9.4
9.3 vs 9.3
9.3 vs 9.2
9.3 vs 9.2
9.3 vs 9.1
9.3 vs 9.0
9.3 vs 8.7
9.3 vs 8.6
Where busha is available
- Available
- Ghana, Kenya, Nigeria
- Licence in Nigeria
- Securities and Exchange Commission (SEC), Nigeria, checked September 26, 2026
- Licence in Nigeria
- Nigeria Data Protection Commission (NDPC) (NDPC/DCP/0223), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What is Busha and who is it built for?+
Busha is an exchange run by Busha Digital Limited and registered in Nigeria, and custody of the coins sits with the platform under its custodial model. Trading, holding and saving happen in a single mobile app, which suits readers who want a local account and a savings pot rather than a self-run wallet.
Which regulators and licences does Busha hold?+
Busha lists Securities and Exchange Commission (SEC), Nigeria and Nigeria Data Protection Commission (NDPC) as its regulators in Nigeria, and it also holds a Nigeria Data Protection Commission registration, NDPC/DCP/0223. Regulated status and a data protection licence are the two trust signals here, and both sit with Nigerian bodies rather than an overseas one.
How much can I earn on Busha savings?+
Busha savings pays a stated yield of 20% on NGN and USD, with the plan held inside the exchange under its custodial model. The yield and the safety of the money sit with the same provider, and you choose between a flexible plan and a fixed term at signup.
Can I get my money out of a Busha savings plan early?+
It depends on the plan. The flexible plan can be withdrawn at any time, while a fixed plan keeps the balance locked until the term matures and pays out only then. Terms are set when you sign up, and the balance is held custodially, so a fixed term is a real commitment.
What does it cost to use Busha?+
Trading costs are where exchanges differ most, and on HodlCue taker fees across the comparison sit at a low of 0% and a high of 5.5%. The figure Busha publishes itself is the savings yield of 20%, which applies to the flexible and fixed plans on NGN and USD.
How many coins can I trade on Busha?+
Busha lists 80 coins, a mainstream set rather than a long tail. For scale, Bitpanda lists from 650 and bunq supports from 350, so readers who chase smaller caps are served better elsewhere. On coins listed, Busha sits at 81 of 172 brands in the comparison.
Does Busha let me hold my own keys?+
Custody is the model here: coins are held by the exchange under a custodial setup, and custodial is how the platform describes itself. The listed backup method is recovery service, so a lost device is handled through the provider. Setup stays simple, and the security of the balance rests with the platform.
How do I get help from Busha?+
Support runs on email, chat and help centre, so you reach the team by email, in chat, through the help centre or in the community rather than by phone. The help centre carries written answers for account and savings questions, and chat is there for a live reply. It suits readers who prefer a record of the exchange.
Sources
- busha.co checked September 26, 2026
Backs: Coins listed, Coins supported, Custody, Headquarters, Legal entity, Regulators, Support channels, Wallet type, Yield, Licences
“Trade 80+ digital assets on Busha”
- support.busha.io/en/articles/13225299-busha-savings-faqs checked September 26, 2026
Backs: Supported assets, Lock-up terms
“Busha Savings is now focused on Fiat, allowing you to save in currencies like Dollars or Naira.”
- support.busha.io/en/articles/2221565-what-who-is-busha checked September 26, 2026
Backs: Exchange type, Features
“Busha is a SEC-licensed digital asset exchange that enables users to buy, sell, and manage cryptocurrencies”
- support.busha.io/en/collections/1243649-other-topics checked September 26, 2026
Backs: Backup options
“Process of asset recovery from Busha in case of a customer's demise.”
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Taker fee, Fiat deposit methods.
busha
Nigerian buyers who want a regulated local exchange with a savings plan in a single app.