Blockchain.com Wallet review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Blockchain.com Wallet hands you the keys while a licensed company keeps the exchange side in order. It suits people who want a mobile, self-custody wallet from a long-running operator: founded in 2011, the legal entity behind it sits in Malta and holds both a MiCA registration and a US licence.
Key facts
- Best for
- A mobile self-custody wallet run by a regulated, long-standing exchange operator.
- Wallet type
- Mobile↗
- Custody
- Self custody↗
- Secure element
- Hardware Security Modules (HSM); FIPS 140-2 certified devices for custodied funds↗
- Backup options
- Seed↗
- Legal entity
- Blockchain.com Operations (Malta) Limited↗
- Headquarters
- Malta↗
- Founded
- 2011↗
- Support channels
- Help-centre, Community↗
- Features
- Self-custody
- Official website
- blockchain.com
Facts checked September 26, 2026, 5 sources
Apps and profiles
- Get the app
- App StoreGoogle Play
- Elsewhere
- WikidataLinkedInXgithub.com
Pros and cons
Pros
- Custody is self custody, so the keys stay with the wallet holder rather than the operator.
- A mobile wallet from a company founded in 2011.
- A regulated base on both sides: a Malta Financial Services Authority listing, MiCA CASP 254900GDCT8070R2VV26, and a US National Mortgage Licensing System entry, NMLS ID# 2024031.
- Backups use a seed phrase, the setup shared by 82% of the wallets listed.
Cons
- Support runs on help centre and community only, with no live agent channel in the mix.
- As a mobile wallet it depends on the handset, where a hardware wallet such as Trezor keeps keys on a device.
Who it suits
- Self-custody holders who can store a seed phrase safely and keep it offline.
- People who want a wallet run by a licensed operator, with a Malta listing (MiCA CASP 254900GDCT8070R2VV26) and a US entry (NMLS ID# 2024031).
- Exchange users who prefer one operator across wallet and exchange products, dating to 2011.
Who should look elsewhere
- Buyers who want the keys on a device they plug in, since Trezor is a hardware wallet.
- Anyone who prefers the provider to hold the balance: Bit2Me is custodial and bynex is custodial.
How your money is protected
Custody is self custody, so the keys stay with the wallet holder. A secure element underpins the custodial side, with hardware security modules and certified devices for custodied funds. The company behind the wallet is registered with the Malta Financial Services Authority (MiCA CASP 254900GDCT8070R2VV26) and listed with the US National Mortgage Licensing System (NMLS ID# 2024031).
The company behind it
The legal entity is Blockchain.com Operations (Malta) Limited, founded in 2011 and based in Malta. It is listed with the US National Mortgage Licensing System (NMLS ID# 2024031) and appears in the Maltese register as MiCA CASP 254900GDCT8070R2VV26. Both registrations sit with the same operator. Support runs on help centre and community, so help is written and community based.
How Blockchain.com Wallet compares
9.5 vs 9.49.5 vs 9.0
9.5 vs 8.2
9.5 vs 9.79.5 vs 9.5
9.5 vs 9.6
9.5 vs 9.0
9.5 vs 9.0
9.5 vs 9.0Trezor is a hardware wallet, so keys sit on a device rather than in a phone app.
9.5 vs 8.2
9.5 vs 9.7
9.5 vs 9.5
9.5 vs 9.4
9.5 vs 9.3
9.5 vs 9.2
9.5 vs 9.2
9.5 vs 9.1
9.5 vs 9.0
9.5 vs 8.8
9.5 vs 8.7
9.5 vs 8.7
9.5 vs 8.69.5 vs 8.5
9.5 vs 8.59.5 vs 8.5
9.5 vs 8.3
Where Blockchain.com Wallet is available
- Available
- Everywhere except Canada
- Licence in United States
- NMLS (US National Mortgage Licensing System) (NMLS ID# 2024031), checked September 26, 2026
- Licence in Malta
- Malta Financial Services Authority (MFSA) (MiCA CASP 254900GDCT8070R2VV26), checked September 26, 2026, also valid in Austria, Belgium, Bulgaria, Cyprus, Czechia, Germany, Denmark, Estonia, Greece, Spain, Finland, France, Croatia, Hungary, Ireland, Iceland, Italy, Liechtenstein, Lithuania, Luxembourg, Latvia, Netherlands, Norway, Poland, Portugal, Romania, Sweden, Slovenia, Slovakia
Frequently asked questions
Who holds the keys in a Blockchain.com Wallet?+
Custody is self custody, so the private keys stay with the person holding the account rather than with the operator. The company keeps its own custodied balances on secure infrastructure, where a secure element uses hardware security modules and certified devices.
Which regulators list the company behind the wallet?+
Two entries matter. The operator appears in Malta under the Malta Financial Services Authority listing, MiCA CASP 254900GDCT8070R2VV26, and it is listed in the US National Mortgage Licensing System as NMLS ID# 2024031. Both registrations sit under one legal entity.
Is this a phone wallet or a hardware device?+
It is a mobile wallet, run as an app on a phone rather than a device you plug in. Readers who want the keys on physical hardware take a different route, since Trezor is a hardware wallet.
How does wallet recovery work?+
Recovery rests on a seed phrase, the setup used by 82% of the wallets in this category. That phrase is the way back in, so it belongs offline and out of screenshots, cloud notes and chat windows.
Who runs Blockchain.com Wallet?+
The legal entity is Blockchain.com Operations (Malta) Limited, founded in 2011 and based in Malta. The same company carries the licences behind the wallet, so the wallet and the exchange products sit with one operator rather than a separate wallet maker.
How do I get help if something goes wrong?+
Support runs on help centre and community, which is written answers in the help centre and a community space. Live phone or chat help does not sit in that list, so a stuck transaction may call for patience and clear records of the steps already taken.
Sources
- esma.europa.eu/sites/default/files/2024-12/CASPS.csv checked September 26, 2026
Backs: Headquarters, Legal entity, Licences
“ae_homeMemberState=MT”
- support.blockchain.com/hc/en-us checked September 26, 2026
Backs: Support channels
“Our support team is here for you. Submit a request and we'll get back to you as soon as possible.”
- blockchain.com/about checked September 26, 2026
Backs: Founded
“2011 Date the work began”
- blockchain.com/security checked September 26, 2026
Backs: Backup options, Secure element
“Write down your Secret Private Key Recovery Phrase, store offline, and don't share it with anyone”
- blockchain.com/wallet checked September 26, 2026
Backs: Custody, Features, Wallet type
“Self-custody your crypto across Bitcoin, Ethereum, Polygon, and other leading blockchains.”
Compiled from 6 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Price, Coins supported.
Related by the facts
Blockchain.com Wallet
A mobile self-custody wallet run by a regulated, long-standing exchange operator.