Binance.US review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Binance.US suits US buyers who want a wide coin list and a custodial account with staking: 175 coins are listed, above the 62 median across the brands compared. Licensing rests at state level, so the entity and its money transmitter licences are worth reading first.
Key facts
- Best for
- Low-cost trading and routine buying with card, bank or ACH deposits.
- Taker fee
- 0.01% to 0.02%↗
- Coins listed
- 175↗
- Regulators
- State money transmitter regulators - money transmitter licences in 32 U.S. states and territories↗
- Fiat deposit methods
- Card, Bank, ACH↗
- Maker fee
- 0%↗
- Proof of reserves
- Yes↗
- Withdrawal fee
- Free (ACH), $25 wire, dynamic crypto network fee↗
- Exchange type
- Cex↗
- Legal entity
- BAM Trading Services, Inc.↗
- Headquarters
- United States↗
- Founded
- 2019↗
- Support channels
- Chat, Help-centre↗
- Features
- Custodial, Staking
- Official website
- binance.us
Facts checked September 26, 2026, 4 sources
Pros and cons
Pros
- Fiat deposits run by card, bank and ach, so card, bank transfer and ACH funding are all open.
- A coin list of 175, ranking 63 of 172 on listing breadth.
- Staking is offered on a custodial account, so coins can sit and earn without moving elsewhere.
- Proof of reserves is published, so reserves can be seen rather than taken on trust.
Cons
- Support runs on chat and help centre only, with no phone line in the mix.
- Withdrawal charges follow Free (ACH), $25 wire, dynamic crypto network fee, so crypto payouts cost more than an ACH payout.
- Regulatory standing rests on State money transmitter regulators money transmitter licences in 32 U.S. states and territories.
Who it suits
- US residents who want low taker fees alongside a long coin list.
- Buyers who want staking built into a custodial account.
Who should look elsewhere
- Traders who want no taker charge at all, since ActivTrades takes 0%.
- Buyers who need a much longer coin list, since Bitpanda lists from 650.
- Anyone wanting a lower per-trade charge, since bunq takes 0.25% to 1.99%.
Trading and withdrawal fees
Trading fees run 0.01% to 0.02% on taker orders and 0% on maker orders, so a limit order that rests on the book costs nothing to place. Orders that take liquidity pay the taker rate.
Who runs it
Binance.US runs as BAM Trading Services, Inc., headquartered in the United States and founded in 2019. Its money transmitter registration is listed as NMLS ID 1906829, which names state money transmitter regulators. Support runs on chat and help centre, so help is chat and self service rather than a phone queue.
How Binance.US compares
9.2 vs 9.5- 9.2 vs 9.3
9.2 vs 9.2
9.2 vs 9.7Taker fee of 0%, so it suits traders who want to pay nothing per trade.
9.2 vs 9.4
9.2 vs 9.6
9.2 vs 9.0
9.2 vs 9.0
9.2 vs 9.0
9.2 vs 9.0
9.2 vs 8.9
9.2 vs 9.0
9.2 vs 8.2
9.2 vs 8.2
9.2 vs 9.7
9.2 vs 9.4
9.2 vs 9.3
9.2 vs 9.2
9.2 vs 9.2
9.2 vs 9.1
9.2 vs 9.0
9.2 vs 8.7
9.2 vs 8.6
Where Binance.US is available
- Available
- United States
- Licence in United States
- State money transmitter regulators - money transmitter licences in 32 U.S. states and territories (NMLS ID 1906829), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does it cost to trade on Binance.US?+
Taker fees run 0.01% to 0.02% and maker fees are 0%, so an order that rests on the book costs nothing to place. The taker rate applies when an order takes liquidity, which is what makes frequent market orders the more expensive habit.
What do withdrawals cost?+
Withdrawals run on a separate schedule from trading: Free (ACH), $25 wire, dynamic crypto network fee covers the rails listed. ACH is the free option, a wire costs extra, and crypto withdrawals pass on a network fee that moves with the chain.
Is the money on the platform checked?+
Proof of reserves is published, so reserves can be seen rather than taken on trust. Accounts are custodial, so coins sit with the platform instead of a wallet you hold, which is the trade made for taker fees of 0.01% to 0.02%.
Is it regulated in the US?+
Regulatory standing rests on State money transmitter regulators money transmitter licences in 32 U.S. states and territories. The operating entity is BAM Trading Services, Inc., and its money transmitter registration appears as NMLS ID 1906829, which is the record to read before funding an account.
How do you fund an account?+
Fiat deposits are listed as card, bank and ach, covering card, bank transfer and ACH. The rail you fund with matters on the way out too, since an ACH payout carries no charge while a wire does.
How many coins can I buy?+
The listed count is 175, above the 62 median across the brands compared here. Breadth suits a buyer who wants exposure beyond the largest assets rather than a short list of majors.
Who does Binance.US suit?+
It suits US residents who trade often enough for 0.01% to 0.02% to matter and who are happy with a custodial account. Funding by ACH or card suits people buying in small amounts, while staking covers holders who want their coins to do something.
How do you get help when something goes wrong?+
Support runs on chat and help centre, so help comes through live chat and the help centre rather than a phone line. Chat depends on an agent being free at the time, which is worth knowing before a withdrawal goes wrong.
Sources
- coingecko.com/en/exchanges/binance_us checked September 26, 2026
Backs: Coins listed, Founded
“id=binance_us; coins=175; pairs=232”
- binance.us/fee/schedule checked September 26, 2026
Backs: Maker fee, Taker fee, Withdrawal fee
“Binance.US charges a flat 0% maker and 0.01% taker fee on the Tier 0 pair (currently BNB/USD only), and 0% maker and 0.02% taker on all other pairs.”
- binance.us/about checked September 26, 2026
Backs: Exchange type, Features, Fiat deposit methods, Headquarters, Legal entity, Support channels, Licences
“the foundational federal requirement for offering centralized cryptocurrency exchange services to U.S. residents”
- binance.us/trust checked September 26, 2026
Backs: Proof of reserves, Regulators
“all balances are held 1:1 in full reserve”
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Binance.US
Low-cost trading and routine buying with card, bank or ACH deposits.