Updated September 28, 2026

What is Top-up fee?

In short

What it costs to add money to a prepaid card, from a free first load to a percentage at the counter.

A top-up fee is what a prepaid card charges when you add money to it. AccessMore loads by cash or electronic funds with no charge, and the only cost is a one-off card issuance fee on the Prepaid cash card. Airtm's top-up fee is 1% on first $200 per month. Banco Sol Kumbu prepaid charges 2% when loading at a branch counter, plus 14% VAT at a branch counter, and the Bankmed Fresh Funds Prepaid Travel Card makes the first load free while reloads carry a fee. Advcash (Advanced Cash) Card has loads from Volet e-wallet only.

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