Updated September 28, 2026

What is FDIC?

In short

The FDIC is the United States banking regulator, and each bank below carries its own certificate number.

The FDIC is the United States banking regulator that supervises banks holding deposits. Every bank below carries an FDIC certificate, written as a certificate number. Axos Bank holds FDIC cert 35546, Banco Santander FDIC cert 29950, Bank of America FDIC cert 25178 and Bank of Guam FDIC cert 20884. Look up any of these numbers yourself to check a bank's standing before you open an account.

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