Updated September 28, 2026

What is Cashback rate?

In short

The share of what you spend that a provider returns to you, usually as credit.

A cashback rate is the percentage of your spending that comes back to you, typically as account credit on a card or wallet. It differs from a discount because you spend the full amount first and receive money afterwards. Rates here run from modest to generous: Airwallex offers 2% and Alatau City Bank 2.5%, AEON Bank 3% and Altyn-i 5%, while Alif offers 10%. Cashback is worth more on everyday spending, so check which categories qualify.

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