Zitouna Payment review
Updated October 13, 2026 · HodlCue Editorial Team
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Our verdict
Zitouna Payment is known for IZI, a mobile payment account centred on cash in, transfers and bill payments inside Tunisia. You manage the balance by phone and use approved agents for cash moves, which keeps everyday payments local and phone led.
Key facts
- Best for
- Everyday mobile payments inside Tunisia
- Monthly fee
- TND 0↗
- Legal entity
- Zitouna Payment↗
- Headquarters
- Tunisia↗
- Founded
- 2022↗
- Support channels
- Email, Phone↗
- Features
- Virtual card
- Official website
- zitounapayment.com
Facts checked September 26, 2026, 2 sources
Apps and profiles
Pros and cons
Pros
- Cash deposits convert to electronic money through agents across Tunisia
- Bill payments and mobile top ups work directly from the phone
- Top ups from a bank or postal card into the IZI account
Cons
- Cash moves depend on visiting an approved agent in person
- Phone led use gives no physical branch experience
Ready to try Zitouna Payment?
Who it suits
- People paying bills and topping up by phone in Tunisia
- Senders moving money to family and partners nationally
Who should look elsewhere
- People needing payments outside Tunisia
Safety and regulation
IZI uses highly secured data protection and authentication protocols and respects INDPP protocols for personal data. Customer data stays in a data center run by the national cloud provider. The business core holds PA DSS certification and follows PCI DSS, while SSL certificates protect transaction flows on servers. You can sign in with a PIN, fingerprint or facial recognition, and activity on a new device needs a single use code by SMS.
How Zitouna Payment compares
Where Zitouna Payment is available
- Available
- Tunisia
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What products and services does IZI cover?+
IZI covers cash deposits, account top ups by card, national transfers, cash withdrawals, bill payments and mobile top ups. You run these services from the phone and use approved agents for cash handling. The range centres on everyday payments inside Tunisia.
Which bills can be paid with IZI?+
IZI handles utility and internet bills through partnered billers. You pay instantly and directly from the phone without leaving home. The service centres on quick bill settlement from the IZI account.
Where is IZI available?+
IZI serves users across Tunisian territory through an extended network of approved agents. Cash deposits and withdrawals happen at the nearest approved agent. Mobile top ups work at any time and anywhere in Tunisia.
Does Zitouna Payment charge a monthly fee?+
The monthly fee at Zitouna Payment is TND 0. (Source, checked September 26, 2026)
Which company operates Zitouna Payment?+
Zitouna Payment is operated by Zitouna Payment. (Source, checked September 26, 2026)
Where is Zitouna Payment based?+
Zitouna Payment is based in Tunisia. (Source, checked September 26, 2026)
When was Zitouna Payment founded?+
Zitouna Payment was founded in 2022. (Source, checked September 26, 2026)
How can I contact Zitouna Payment support?+
Zitouna Payment offers support through Email, Phone. (Source, checked September 26, 2026)
Sources
- zitounapayment.com/en/faq-en/you-are-a-customer checked September 26, 2026
Backs: Monthly fee, Support channels
“opening an IZI payment account is free”
- zitounapayment.com/en/presentation-of-zitouna-payment checked September 26, 2026
Backs: Features, Founded, Headquarters, Legal entity
“mobile payment application... opening payment accounts remotely”
Compiled from 2 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Card type, Protection.
Zitouna Payment
Everyday mobile payments inside Tunisia