Yuh review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Yuh suits kids accounts and anyone who wants crypto and multi-currency spending on a debit card, with a monthly fee of CHF 0. The catch is conversion, charged at 0.95% and ranked 113 of 237 brands on the currency conversion fee measure in the tracked rankings.
Key facts
- Best for
- Crypto spending and multi-currency trips, with a monthly fee of CHF 0.
- Monthly fee
- CHF 0↗
- Currency conversion fee
- 0.95%↗
- Card type
- Debit↗
- Card network
- Mastercard↗
- Currencies
- 13↗
- Founded
- 2021↗
- Support channels
- Help-centre↗
- Features
- Multi-currency, Crypto, Virtual card, Travel
- Audience
- Kids
- Official website
- yuh.com
Facts checked September 26, 2026, 4 sources
Apps and profiles
- Get the app
- Google Play
Pros and cons
Pros
- Features cover multi currency, crypto and virtual card, so crypto and virtual card tools sit in the same account as the card.
- The card is a debit card on mastercard, covering 13 currencies.
- The audience is listed as kids, which narrows who the card is built for.
Cons
- Currency conversion is charged at 0.95%, so foreign spending is where the cost lands.
- Support runs on help centre only, so a stuck payment means searching for an answer.
Who it suits
- Younger users and families, since the audience is listed as kids.
- Travellers holding 13 currencies, since multi-currency and travel sit inside multi currency, crypto and virtual card.
Who should look elsewhere
- Not for Wise or Monzo Flex readers who want a plain multi-currency card, since Yuh builds its offer around crypto features for kids.
- Not for Bitpanda readers who want a longer currency list, as Yuh covers 13 currencies.
How it compares on our data
Yuh sits at 1 of 379 brands on monthly fee, while currency conversion fee places it at 113 out of 237. The two rankings are larger than most on the site, and they point in opposite directions: cheap card upkeep, a pricier conversion charge. Readers who convert often should read the second figure more closely than the first.
Fees
The debit card has a monthly fee of CHF 0, and currency conversion is charged at 0.95%. Both charges sit on the same account rather than being split across separate tiers. Read them together and the pattern is clear: holding the card costs nothing, while every conversion between currencies carries the higher charge.
How Yuh compares
8.6 vs 9.4
8.6 vs 9.0
8.6 vs 8.2
8.6 vs 9.5
8.6 vs 9.6
8.6 vs 9.0
8.6 vs 9.1Bitpanda pairs a monthly fee of €0 with its own crypto card, a comparison for readers who want crypto without the kids focus.
8.6 vs 8.9
8.6 vs 8.1
8.6 vs 8.2
8.6 vs 9.5
8.6 vs 9.4
8.6 vs 9.2
8.6 vs 9.1
8.6 vs 9.0
8.6 vs 8.9- 8.6 vs 8.8
8.6 vs 8.8
8.6 vs 8.6
8.6 vs 8.5
8.6 vs 8.3
Where Yuh is available
- Available
- Austria, France, Germany, Italy, Liechtenstein, Switzerland
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does the Yuh card cost to keep?+
The monthly fee is CHF 0, which puts Yuh at 1 of 379 brands in the tracked rankings. The charge that matters more often is currency conversion at 0.95%, applied whenever a purchase is made in a currency the account does not already hold.
What does Yuh charge to convert currency?+
Currency conversion is charged at 0.95%, and Yuh sits at 113 of 237 brands on that fee. The site median for the same measure is 1%, so Yuh lands near the middle of the field rather than at the cheap or costly end.
Is the Yuh card debit or prepaid?+
Yuh lists its card as a debit card running on mastercard, so spending draws on the balance in the account rather than a prepaid balance. Cards that work this way suit people who top up and spend from the same pot, though conversion at 0.95% still applies in other currencies.
Does Yuh offer a virtual card?+
Yuh lists multi currency, crypto and virtual card among its features, and a virtual card is part of that set for online payments. The physical card is a debit card, so the virtual option sits alongside it rather than replacing it.
How many currencies does Yuh support?+
Yuh covers 13 currencies, and multi-currency and travel both appear in the multi currency, crypto and virtual card list. That is enough for trips that pass through a few currencies, though readers who hold a wider set of balances may want more.
Who is the Yuh card aimed at?+
The listed audience is kids, and Yuh was founded in 2021. The feature set points the same way, pairing crypto and virtual card tools with the multi-currency and travel options, so the card reads as a spending account with crypto attached.
How do I get help from Yuh?+
Support runs on help centre alone, which suits readers who are content to look answers up themselves. Anyone hoping to reach a person by chat or phone when a payment is stuck will find the answer in the help centre and nowhere else.
Sources
- yuh.com/en/about-yuh checked September 26, 2026
Backs: Founded
“Yuh was launched as a start-up in 2021”
- yuh.com/en/app/pay checked September 26, 2026
Backs: Currencies, Features, Card network
“13 currencies under 1 IBAN - Yuh Mastercard has 13 pre-installed currencies”
- yuh.com/en/help checked September 26, 2026
Backs: Support channels
“How can we help? - Help centre FAQ sections”
- yuh.com/en/pricing checked September 26, 2026
Backs: Audience, Card type, Currency conversion fee, Monthly fee
“Teen account (Yuh 14+) - Free”
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Free ATM withdrawals, Protection.