Witti Finances review

The monthly fee is XOF 0. Nothing is taken each month to keep the prepaid card open, so the only costs to weigh are conversion and loading. The card type is prepaid, which means the balance is loaded before spending.

Currency conversion is charged at 3.3%. That sits above the 1% median across crypto cards, so anyone spending abroad on a regular basis pays more than they would with a lower conversion card. The network is visa.

Each load carries a fixed charge of 1000 CFA TTC fixe, described as a fixed amount all in. Because the fee does not scale with the amount loaded, many small top ups cost proportionally more than one larger load.

It is a prepaid card on the visa network. A prepaid card holds only what has been loaded, so the amount at risk from card loss is limited to the loaded balance rather than a full current account.

Support runs on email, which lists email only. There is no phone or chat channel listed, so a card problem that needs same day help may take longer to resolve than at a brand with a call centre.

It is a prepaid card, not a debit card. Debit cards make up 74.7% of the cards compared here, so this one sits outside the most common type in that group.

It suits customers in West Africa who pay in CFA francs and load the card before spending. It works less well for people who travel often, since conversion costs 3.3%, or for anyone who wants a wider range of support channels than email.