Whish Money review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Whish Money suits students and business owners who want a prepaid Visa card for everyday spending without a monthly charge or conversion mark-up. The monthly fee is $0 and the currency conversion fee is 0%, and it holds a Banque du Liban licence in Lebanon.
Key facts
- Best for
- A prepaid Visa card with no monthly fee and no currency conversion fee
- Monthly fee
- $0↗
- Currency conversion fee
- 0%↗
- Free ATM withdrawals
- $0↗
- Card type
- Prepaid↗
- Card network
- Visa↗
- Legal entity
- WHISH MONEY SAL↗
- Support channels
- Email, Phone↗
- Features
- Virtual card, Travel
- Audience
- Students, Business
- Official website
- whish.money
Facts checked September 26, 2026, 4 sources
Pros and cons
Pros
- Monthly fee of $0 and currency conversion fee of 0%
- Free ATM withdrawals of $0
- Visa network, so the card works abroad for travel
- A virtual card option alongside the physical one
Cons
- Prepaid rather than a debit card, so funds sit with the provider until you spend them
- Support runs on email and phone only, with no live chat
- Licensed by Banque du Liban, so it is aimed at a single market rather than broad international use
Who it suits
- Students who want a card with no monthly charge
- Business owners who need a prepaid Visa for expenses
- Travellers who want a virtual card and a physical card in one account
Who should look elsewhere
- Anyone who wants a debit card tied to a current account
- People who need live chat support, since Whish Money offers email and phone only
- Customers outside Lebanon, where the Banque du Liban licence does not apply
How Whish Money compares
9.1 vs 9.4
9.1 vs 9.0
9.1 vs 8.2
9.1 vs 9.5
9.1 vs 9.6
9.1 vs 9.0
9.1 vs 9.1Bitpanda has a monthly fee of €0 and pairs a card with crypto trading rather than a travel and student account.
9.1 vs 8.9
9.1 vs 8.1
9.1 vs 8.2
9.1 vs 9.5
9.1 vs 9.4
9.1 vs 9.2
9.1 vs 9.1
9.1 vs 9.0
9.1 vs 8.9- 9.1 vs 8.8
9.1 vs 8.8
9.1 vs 8.6
9.1 vs 8.5
9.1 vs 8.3
Where Whish Money is available
- Available
- Canada, Lebanon
- Licence in Lebanon
- Banque du Liban (19/21/22), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does Whish Money charge each month?+
The monthly fee is $0 on the Whish Money account, so there is no recurring charge to keep the card active. The card is a prepaid Visa, which means you top up before spending rather than paying a bill each cycle.
Is there a currency conversion fee?+
The currency conversion fee is 0%, so Whish Money does not add a conversion mark-up when you spend in another currency. That suits travel spending, where most cards apply a percentage on top of the exchange rate.
How much can I withdraw from ATMs for free?+
Free ATM withdrawals amount to $0. The card runs on the Visa network, so it can be used at ATMs that accept Visa. Support is available by email and phone if a withdrawal does not go through.
Is my money protected and who regulates Whish Money?+
Whish Money is licensed by Banque du Liban, the regulator named in its licences, and the card runs on the Visa network. The account is provided by WHISH MONEY SAL. The card is prepaid, so you hold a balance with the provider rather than a bank current account.
Who is the Whish Money card built for?+
Whish Money targets student and business, alongside features aimed at virtual card and travel. That means it suits a student managing a small balance or a business owner paying for expenses, and the travel focus suits spending in other currencies.
Can I get a virtual card as well as a physical one?+
Whish Money offers a virtual card among its virtual card and travel. A virtual card is useful for online payments and for keeping a separate balance, while the physical Visa card handles day-to-day spending and ATM withdrawals.
Sources
- whish.money/about-us checked September 26, 2026
Backs: Support channels
“EMAIL INFO@WHISH.MONEY - Landline +961 1 788 999”
- whish.money/cards checked September 26, 2026
Backs: Currency conversion fee, Card network, Licences
“No Cross Border Fees - Cross-Border Transactions (USD) Free on Whish Visa Card”
- whish.money/faq checked September 26, 2026
Backs: Audience, Features
“The Student Card lets students pay cashless at selected schools”
- whish.money/fees-commissions checked September 26, 2026
Backs: Free ATM withdrawals, Card type, Monthly fee
“International ATM Withdrawal - 2% (min $7 - max $20) on Whish Visa Card”
- whish.money/terms-conditions checked September 26, 2026
Backs: Legal entity
“WOO CASH SAL changed its name to WHISH MONEY SAL in January 2021”
Compiled from 5 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Protection.
Related by the facts
Whish Money
A prepaid Visa card with no monthly fee and no currency conversion fee