WaafiPay review
Updated October 12, 2026 · HodlCue Editorial Team
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Our verdict
For businesses across East Africa, WaafiPay provides a unified platform for wallet acceptance, card processing and card issuance. It suits companies that want mobile wallets, in person terminals and virtual and physical cards under one payment stack trusted by more than 5,000 businesses.
Key facts
- Best for
- East African businesses unifying wallets, cards and issuance
- Support channels
- Email, Phone↗
- Features
- Virtual card
- Audience
- Business
- Official website
- waafipay.com
Facts checked September 26, 2026, 1 source
Apps and profiles
- Elsewhere
- LinkedInXdocs.waafipay.com
Pros and cons
Pros
- Unified platform covers wallet acceptance, card processing and card issuance together
- Virtual, physical, prepaid and corporate card programmes from one issuer
- In person terminals support contactless, chip and sales reporting
- Developer APIs and SDKs for building tailored payment experiences
Cons
- Focused on East Africa, so coverage outside the region is limited
- Business centred setup offers little for individual everyday spending needs
Ready to try WaafiPay?
Who it suits
- Businesses in East Africa accepting mobile wallets
- Companies issuing virtual or physical cards to staff
- Enterprises needing in person terminals and reporting
Who should look elsewhere
- Individuals seeking personal cards for daily use
How your money is protected
WaafiPay protects transactions with enterprise grade security across its unified platform. It processes card payments through established authentication that verifies cardholders before approval. It applies tokenization that replaces sensitive details with secure substitutes during processing. It maintains compliance with PCI DSS, which governs handling of card data. Recurring payment tools include authentication controls that reduce unauthorised use. The combination supports wallet acceptance, card processing and terminal payments for businesses in East Africa.
How WaafiPay compares
Frequently asked questions
Who can use WaafiPay?+
WaafiPay serves businesses rather than individual consumers. It supports companies across East Africa that accept wallets and cards or issue cards through one platform.
Where does WaafiPay operate?+
WaafiPay operates as payment infrastructure for East Africa. It supports businesses across the region that accept mobile wallets, process cards and manage in person payments.
What kinds of cards does WaafiPay issue?+
Businesses can issue virtual cards, physical cards, prepaid programmes and corporate cards. Issuance runs through major card networks and supports different business spending needs.
What does WaafiPay offer for in person sales?+
WaafiPay provides acquiring terminals for face to face sales. The terminals handle contactless payments, chip verified payments, printed receipts and sales reporting for business outlets.
How can I contact WaafiPay support?+
WaafiPay offers support through Email, Phone. (Source, checked September 26, 2026)
Sources
- waafipay.com checked September 26, 2026
Backs: Features
“Issue Mastercard and Visa cards through central bank switch integration - Virtual Cards, Physical Cards, Prepaid Programs, Corporate Cards”
- waafipay.com/contact checked September 26, 2026
Backs: Support channels
“support@waafipay.net, +253 77797956, Technical support available 24/7”
- waafipay.com/terms checked September 26, 2026
Backs: Audience
“payment processing services including mobile wallet payments, card payment acceptance, and card issuance solutions for businesses”
Compiled from 3 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Card type, Protection.
WaafiPay
East African businesses unifying wallets, cards and issuance