Vivid Plus review
Updated October 13, 2026 · HodlCue Editorial Team
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Our verdict
Vivid Plus is known for business accounts that combine team cards, budgets and cash management in one platform. Companies with staff who spend will find IBANs, transfers, invoicing and portfolio options built for shared control and clear daily oversight across balances.
Key facts
- Best for
- Companies managing team spending and idle cash together
- Monthly fee
- €0↗
- Legal entity
- Vivid Money B.V.↗
- Headquarters
- Netherlands↗
- Support channels
- Help-centre, Chat↗
- Features
- Custodial, Staking
- Official website
- vivid.money
Pros and cons
Pros
- Issues metal, plastic or virtual cards assigned to staff or the company
- Runs several live budgets from one IBAN without moving money around
- Matches scanned receipts to payments and exports them for accountants
Cons
- Designed around companies with spending teams rather than private users
- Role controls and multi step approvals add structure some small teams may not need
Who it suits
- Companies with teams who spend on the road
- Finance leads who want budgets and receipt control
Who should look elsewhere
- People looking for a personal spending account
How Vivid Plus compares
Where Vivid Plus is available
- Available
- Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden
- Licence in Netherlands
- Netherlands Authority for the Financial Markets (AFM) (MiCA CASP 7245009PWS7YLG3JPF78), checked September 26, 2026, also valid in Netherlands, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden
Countries from the brand (Source, checked September 29, 2026)
Frequently asked questions
What does Vivid Plus offer to businesses?+
You get business accounts with IBANs and transfers, plus team and company cards in metal, plastic or virtual form. Budgets, roles and approval routes control who spends what before payment happens. Invoicing, payment links and accounting connections keep daily finance in one place.
Who is Vivid Plus built for?+
It is built for companies where several people spend and real balances need management. You can assign cards to individuals or to the company and follow each budget live. Shared controls make it clearer who is responsible for each payment.
How are client funds and investments protected?+
It is regulated by the CSSF in Luxembourg and client funds are held segregated from its own assets. Uninvested balances are also kept segregated under the same approach. You should remember that investments can change in value and crypto assets are highly volatile, so capital remains at risk.
Does Vivid Plus charge a monthly fee?+
The monthly fee at Vivid Plus is €0. (Source, checked September 26, 2026)
Which company operates Vivid Plus?+
Vivid Plus is operated by Vivid Money B.V.. (Source, checked September 26, 2026)
Where is Vivid Plus based?+
Vivid Plus is based in Netherlands. (Source, checked September 26, 2026)
How can I contact Vivid Plus support?+
Vivid Plus offers support through Help-centre, Chat. (Source, checked September 26, 2026)
Sources
- esma.europa.eu/sites/default/files/2024-12/CASPS.csv checked September 26, 2026
Backs: Headquarters, Legal entity, Regulators, Licences
“ae_homeMemberState=NL”
- support.vivid.money/en/articles/10570234-what-is-the-cryp... checked September 26, 2026
Backs: Features
“The Crypto Earn Pocket is a crypto staking product - Vivid Standard”
- support.vivid.money/en/articles/10570400-are-there-any-co... checked September 26, 2026
Backs: Taker fee
“When you buy or sell crypto for staking, Standard 2.25% (minimum EUR 1)”
- vivid.money/en-eu checked September 26, 2026
Backs: Support channels
“Help Centre Personal - Vivid Standard”
- vivid.money/en-eu/personal/investments/crypto checked September 26, 2026
Backs: Coins listed, Exchange type, Fiat deposit methods
“Get access to 300+ coins - Vivid Standard crypto”
- vivid.money/en-eu/personal/plans checked September 26, 2026
Backs: Monthly fee
“Vivid Standard EUR 0/month for active customers”
Compiled from 6 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Card type, Protection.