Vanquis review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Vanquis is a Visa travel card with a monthly fee of £0 and a currency conversion fee of 0%, so it suits people who want a simple card for spending abroad. Support runs through a help centre and by phone, and it is the fee profile that stands out.
Key facts
- Best for
- Spending abroad on a card with no monthly or currency conversion charge.
- Monthly fee
- £0↗
- Currency conversion fee
- 0%↗
- Card network
- Visa↗
- Support channels
- Help-centre, Phone↗
- Features
- Travel
- Official website
- vanquis.com
Facts checked September 26, 2026, 1 source
Apps and profiles
- Elsewhere
- WikidataWikipediaLinkedInTrustpilot
Pros and cons
Pros
- The monthly fee is £0, so there is no standing charge to keep the card open.
- The currency conversion fee is 0%, and the conversion cost rank is 1 out of 237.
- The card runs on the Visa network, visa, and is built for travel as its listed feature.
Cons
- Support runs on help centre and phone only, so anyone who prefers live chat has to look elsewhere.
- The listed feature is travel alone, which makes the card narrow in scope rather than an everyday card.
Who it suits
- People who spend abroad regularly and want a Visa card with no conversion charge.
- Travellers who keep a balance in pounds and pay in more than one currency.
- Readers who want phone support without a standing charge.
Who should look elsewhere
- Wise, for anyone who would rather pay a conversion fee of 0.1% than carry a single-purpose travel card.
- BMW Card von American Express, whose monthly fee is $0, if an Amex network card suits you better than visa.
How it compares on our data
Vanquis takes rank 1 of 237 brands on currency conversion fee, and the same rank of 1 out of 379 on monthly fee. Both are the strongest positions available on those measures, which is why it leads this group on price rather than on features or support.
Fees
The card carries a monthly fee of £0 and a currency conversion fee of 0%. Between them, those are the charges most readers check first: the cost of keeping the card open, and the cost of spending a balance abroad. Both are settled at the outset rather than built up over time.
How Vanquis compares
9.2 vs 9.4
9.2 vs 9.0
9.2 vs 8.2
9.2 vs 9.5
9.2 vs 9.6
9.2 vs 9.0
9.2 vs 9.1Its monthly fee is €0, so it ties on the standing charge and differs on the account behind the card.
9.2 vs 8.9
9.2 vs 8.1
9.2 vs 8.2
9.2 vs 9.5
9.2 vs 9.4
9.2 vs 9.2
9.2 vs 9.1
9.2 vs 9.0
9.2 vs 8.9- 9.2 vs 8.8
9.2 vs 8.8
9.2 vs 8.6
9.2 vs 8.5
9.2 vs 8.3
Where Vanquis is available
- Available
- United Kingdom
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Is there a monthly fee on the Vanquis travel card?+
No. The monthly fee is £0, so the card can be kept open without a standing charge. It is one of the two published costs on the card, the other being the currency conversion fee of 0%.
What does it cost to spend abroad on this card?+
The currency conversion fee is 0%, which is what the card is aimed at. Its rank for that measure is 1 out of 237 brands in the comparison, so it sits at the strong end of the range readers pay abroad.
Which network does the card run on?+
It runs on visa. Cards on that network make up 57.4% of the cards in this comparison, the largest share of any network here, which matters most for readers travelling outside the UK.
How do I get help if something goes wrong?+
Support runs on help centre and phone. That means a help centre for written questions and a phone line for anything urgent, though it does not stretch to live chat or email, so keep the phone route to hand while travelling.
Who is this card aimed at?+
The listed feature is travel, so the card is built for travel rather than for everyday spend. It fits readers who take a balance abroad often and would rather not pay a conversion charge each time.
Are the fees higher than other cards in the comparison?+
No, the reverse. The monthly fee is £0 and the currency conversion fee is 0%, giving a rank of 1 out of 379 on the monthly fee and 1 out of 237 on conversion costs.
What could I pick instead?+
Wise charges a currency conversion fee of 0.1% and is worth weighing if you accept a conversion charge. Bitpanda has a monthly fee of €0, and BMW Card von American Express also charges a monthly fee of $0 on a different network.
Sources
- vanquis.com/credit-cards/travel-credit-card checked September 26, 2026
Backs: Features, Currency conversion fee, Monthly fee, Card network, Support channels
“The Vanquis Travel Credit Card does not charge foreign transaction fees”
Compiled from 1 source page, checked September 26, 2026. We did not open an account.
Not confirmed yet: Free ATM withdrawals, Card type, Protection.
Related by the facts
Vanquis
Spending abroad on a card with no monthly or currency conversion charge.