Provider comparison
Bybit Card vs Uphold Card: compare effective rewards, reward asset, fees, regulation, and custody in one head-to-head table.
Bybit Card lets you convert and spend crypto for everyday purchases. It is a custodial card that links to you…
The Uphold Card is a crypto debit card that lets you spend your digital assets anywhere Visa is accepted. It …
Effective rewards
Bybit Card
Uphold Card
Reward asset
Bybit Card
Uphold Card
Staking tier
Bybit Card
Uphold Card
Custody
Bybit Card
Uphold Card
Annual fee
Bybit Card
Uphold Card
FX fee
Bybit Card
Uphold Card
ATM fee
Bybit Card
Uphold Card
Conversion spread
Bybit Card
Uphold Card
Network
Bybit Card
Uphold Card
Apple / Google Pay
Bybit Card
Uphold Card
Region availability
Bybit Card
Uphold Card
| Feature | Bybit Card | Uphold Card |
|---|---|---|
| Effective rewards | ~2-4% realistic (advertised up to 10% in points, capped) | 4% (crypto/metals-funded) / 3% (fiat/stablecoin-funded) in rewards currency |
| Reward asset | Points redeemable to USDT/USDC/BTC/ETH | XRP (current rewards currency) |
| Staking tier | No token lock; reward tier by VIP/trading volume/balance | |
| Custody | Custodial | Custodial |
| Annual fee | No annual fee | Verify (no annual fee stated) |
| FX fee | Applies (verify by region) | Verify |
| ATM fee | Applies | Applies |
| Conversion spread | Exchange conversion at spend | Uphold spread on funding conversion |
| Network | Mastercard/Visa (region-dependent) | Mastercard |
| Apple / Google Pay | Yes | Yes |
| Region availability | EEA and select markets (not US/UK) | US and select markets |
Bybit Card
Bybit Card lets you convert and spend crypto for everyday purchases. It is a custodial card that links to your Bybit account, offering convenience for active traders.
Uphold Card
The Uphold Card is a crypto debit card that lets you spend your digital assets anywhere Visa is accepted. It offers flexibility and convenience but requires careful consideration of fees and security.
Risk warning: Cryptocurrency is a volatile, high-risk asset class. Prices can fall as well as rise, and you could lose some or all of the money you put in. Custodial providers carry counterparty risk; self-custody puts key security entirely on you. This page is general information, not financial advice.
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