UNIcard review
Updated October 13, 2026 · HodlCue Editorial Team
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Our verdict
UNIcard focuses on a virtual card on the Visa network for people who prefer digital card details over plastic. It suits readers who want straightforward online and in app payments and who value checking acceptance, controls and everyday fit before choosing.
Key facts
- Best for
- UNIcard virtual card for Visa network payments
- Monthly fee
- GEL 0↗
- Card network
- Visa↗
- Legal entity
- Universal Card Corporation LLC↗
- Headquarters
- Georgia↗
- Founded
- 2010↗
- Support channels
- Phone, Email, Help-centre↗
- Features
- Virtual card
- Official website
- unicard.ge
Facts checked September 26, 2026, 2 sources
Apps and profiles
- Get the app
- App Store
Pros
Pros
- Offers a virtual card that works across the Visa network.
- Keeps card details digital for online and in app use.
- Gives Visa acceptance for everyday digital payment moments.
Who it suits
- People who prefer digital cards for online spending
- People who want payments through Visa
How UNIcard compares
Where UNIcard is available
- Available
- Georgia
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does UNIcard offer?+
UNIcard offers a virtual card on the Visa network. The format keeps card details digital for online and in app payments. Readers should confirm acceptance and available controls before choosing a card for everyday use.
Who might choose UNIcard?+
UNIcard may appeal to readers who prefer digital card details over plastic. It also appeals to readers who value Visa for online payments. Readers should weigh habits, acceptance and controls before choosing a card for everyday life.
How does a virtual card work in plain terms?+
A virtual card provides details that are entered online or in apps instead of using plastic. The Visa network processes the payment where such cards receive acceptance. Readers should review settings and acceptance before relying on a card each day.
Does UNIcard charge a monthly fee?+
The monthly fee at UNIcard is GEL 0. (Source, checked September 26, 2026)
Which company operates UNIcard?+
UNIcard is operated by Universal Card Corporation LLC. (Source, checked September 26, 2026)
Where is UNIcard based?+
UNIcard is based in Georgia. (Source, checked September 26, 2026)
When was UNIcard founded?+
UNIcard was founded in 2010. (Source, checked September 26, 2026)
How can I contact UNIcard support?+
UNIcard offers support through Phone, Email, Help-centre. (Source, checked September 26, 2026)
Sources
- unicard.ge/en/faq checked September 26, 2026
Backs: Features, Founded, Legal entity, Monthly fee, Card network, Support channels
“Virtual Unicard is also free and it is generated and assigned to cardholder via the website or mobile application.”
- unicard.ge/ge/uperaterms checked September 26, 2026
Backs: Headquarters
“payment service provider LLC 'Pay Unicard' ... legal address: Tbilisi, 25-27-29/4 Petriashvili St.”
Compiled from 2 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Card type, Protection.