Touch n Go eWallet Visa Card review

It is a prepaid card, so you spend only what sits in the eWallet balance rather than borrowing on a credit line. It runs on the visa network, so it is accepted at Visa terminals at home and abroad.

The currency conversion fee is 0%, which is the figure that separates this card from most of the field. Wise charges 0.1% on its own conversions, so a traveller who pays abroad often pays less here.

The listed use is travel, so the card is shaped around trips rather than daily local spending. The conversion charge stays at 0% on overseas transactions, which is where that travel focus pays off for frequent travellers.

Monzo Flex issues a debit card and Bitpanda a debit card, so both suit everyday spending from a balance. This card is prepaid, so the eWallet balance is the ceiling on what you can spend.

It runs on the visa network, so it is accepted wherever Visa cards are taken, which is the point of a card listed for travel. The conversion fee of 0% is what makes that overseas use cheap.

The cost score rests on the 0% conversion fee, which places the card at 1 of 237 brands on that measure. The overall score is 8 and the cost part is 8 on the same scale.

It suits people who keep money in the eWallet and spend it away from home, since the listed use is travel and conversion runs at 0%. Anyone wanting a bank debit card instead, such as debit Bitpanda, is looking elsewhere.