Tomorrow bank review

The monthly fee is €0, so the account is free to keep open. Nothing in the listed pricing adds a subscription charge on top, and the card itself is a plain debit card. Your running cost therefore comes down to how you spend, not what you pay each month.

It is a debit card, so the money comes from the account balance rather than a prepaid balance loaded in advance. The account itself has to hold the funds, and there is no credit line attached to the card.

The card runs on visa, so it is accepted wherever that network is taken. Its listed features are virtual card and travel, which points to a card built with trips in mind as much as with daily spending at home.

Virtual card and travel are both in the listed features, so a virtual card comes as part of the account. You can leave the main debit card behind and use the virtual one while you are away, on a monthly fee of €0.

Help comes through email and help centre, so questions go by email or through the help centre. No phone line is listed, which means a card problem such as a block or a disputed payment waits for a written answer.

The account is run by Tomorrow GmbH, based in Germany, which puts it in the German market. Terms, fees and support are set for that single market rather than for a broad multi-country user base.

The monthly fee is €0, the same shape of price as Monzo Flex at £0 and Wise at £0. The difference is currency and market, with this account priced in euro from DE while the others are quoted in pounds.

No, it is a debit card issued by Tomorrow GmbH, so it spends bank balance rather than digital assets. If you want to tap a crypto balance onto a card, this account is not the place to look.