Tirana Bank review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Tirana Bank S.A. is a plain Visa debit card charged a monthly fee of €1, where the cards next to it on this comparison charge £0. It suits Tirana Bank customers who want an everyday spending card and can live without the extras a crypto card brings.
Key facts
- Best for
- A low-maintenance Visa debit card for anyone who does not need crypto features.
- Monthly fee
- €1↗
- Card type
- Debit↗
- Card network
- Visa↗
- Legal entity
- Tirana Bank S.A.↗
- Official website
- tiranabank.al
Facts checked September 26, 2026, 3 sources
Pros and cons
Pros
- Card type debit on the visa network, so it is accepted wherever that network works.
- A single published charge to plan for: the monthly fee of €1 from Tirana Bank S.A.
- Debit cards are the most common type in this category at 74.7%, so the format is the familiar one.
Cons
- The monthly fee of €1 is the charge you pay, while Bitpanda lists €0 and Wise lists £0 on the same measure.
- On monthly fee it sits at 311 of 379 cards ranked here, so it is far from the cheapest in the set.
Ready to try Tirana Bank?
Who it suits
- Tirana Bank S.A. customers who want the everyday card from their own bank.
- People who are content with a debit card and no crypto features.
- Readers who judge a card on a single published charge, the monthly fee of €1.
Who should look elsewhere
- Bitpanda, whose card has a monthly fee of €0 and sits in the crypto card category.
- Wise, if a monthly fee of £0 matters more than using the card from your own bank.
- Monzo Flex, whose current account plans list a monthly fee of £0.
How Tirana Bank compares





Its card carries a monthly fee of €0 and is aimed at people who already hold crypto.












Frequently asked questions
How much does the Tirana Bank card cost each month?+
The card carries a monthly fee of €1 under the package terms Tirana Bank S.A. publishes, and that is the recurring charge to budget for. Cards such as Bitpanda and Wise in this comparison list a monthly fee of €0 and £0, so Tirana Bank's card is the card that costs you each month.
Is it a debit or a prepaid card?+
It is a debit card, the plainest version of the product: spending draws on your bank balance rather than a prepaid balance you top up. Debit cards account for 74.7% of the cards in this category, so a debit format is the normal choice rather than the exception.
Which network does the card run on?+
The card runs on visa, so it is accepted wherever that network is accepted, and Visa-only terminals and cash machines work with it. Visa accounts for 57.6% of the networks in this category, which makes visa the most common pairing here.
Who issues the card?+
The card comes from Tirana Bank S.A., the legal entity behind the account. It is a bank issuing its own debit card rather than a prepaid programme run by another firm, and the €1 monthly fee is set by the bank in its own package terms.
Does the card hold crypto or offer staking?+
No. This is a debit card from a bank, so it does not hold tokens, offer staking or provide self-custody keys. In this category 2.4% of brands offer staking and 2.8% offer self-custody, which is where the crypto cards separate from this one.
How does its monthly fee compare with the other cards here?+
On the monthly fee measure Tirana Bank sits at 311 out of 379 cards ranked here, and the category median is €0. Bitpanda lists €0 and Wise lists £0, so the fee is the clearest thing to check before choosing.
Who is this card for?+
It suits people who bank with Tirana Bank S.A. and want a card for everyday spending on visa. If your priority is a card with a monthly fee of €0 or £0, or you want token balances and staking, the crypto cards in this comparison fit that better.
Sources
- thebanks.eu/banks/19340 checked September 26, 2026
Backs: Legal entity
“Tirana Bank S.A. (Albania) - Bank Profile”
- tiranabank.al/eng/c/173/package checked September 26, 2026
Backs: Card type, Card network
“VISA Debit Card, which you receive instantly at any branch upon opening the current account”
- tiranabank.al/media/698b142e0a0c2.pdf checked September 26, 2026
Backs: Monthly fee
“Monthly Package maintenance fee LEK 125, EUR 1, USD 1”
Compiled from 3 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.
Tirana Bank
A low-maintenance Visa debit card for anyone who does not need crypto features.