Tenpo review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Tenpo's prepaid Mastercard card charges a monthly fee of CLP 0 and is aimed at kids, with multi-currency, virtual card and travel use among multi currency, virtual card and travel. It suits a younger holder who wants multi-currency and travel features for spending abroad, though help runs on phone and help centre only.
Key facts
- Best for
- A prepaid Mastercard card built for a younger holder, with multi-currency, virtual card and travel features.
- Monthly fee
- CLP 0↗
- Card type
- Prepaid↗
- Card network
- Mastercard↗
- Support channels
- Phone, Help-centre↗
- Features
- Multi-currency, Virtual card, Travel
- Audience
- Kids
- Official website
- tenpo.cl
Facts checked September 26, 2026, 2 sources
Apps and profiles
- Get the app
- App Store
Pros and cons
Pros
- Monthly fees of CLP 0, against a median of €0 across the cards on the site.
- Aimed at kids, the audience behind 37.8% of the cards listed here.
- multi currency, virtual card and travel covers multi-currency, a virtual card and travel use in one product.
- The mastercard network, carried by 38.9% of the cards compared here.
Cons
- Help runs on phone and help centre only, while 24.7% of the cards on the site add a community channel.
- A prepaid card in a category that runs 21.2% prepaid against 73.4% debit.
- The stated audience is kids, so readers who want a general adult account may find the fit narrow.
Who it suits
- Anyone setting up a card for a child, since the stated audience is kids.
- Travellers who want multi-currency and a virtual card in one product, per multi currency, virtual card and travel.
- Readers who put a monthly fee of CLP 0 first, matched by £0 at Wise and €0 at Bitpanda.
Who should look elsewhere
- Not for spenders who want a debit card rather than a prepaid one: Monzo Flex charges £0 a month for its card.
- Not for readers who need help beyond phone and help centre, where phone and a help centre are the routes: Wise, at £0 a month, is worth a look for a different set.
How Tenpo compares
Bitpanda charges €0 a month, matching the CLP 0 fee here, and site monthly fees run €0 to €99, so neither of the two leads on price.
Where Tenpo is available
- Available
- Chile
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does the Tenpo card cost to keep each month?+
The monthly fee is CLP 0. The other names in this list charge £0 for Monzo Flex, £0 for Wise and €0 for Bitpanda, and the median monthly fee across the cards on HodlCue is €0, so a no monthly charge is common in this category.
Is the Tenpo card prepaid or debit?+
It is a prepaid card. On HodlCue, debit cards account for 73.4% of the cards compared, against 21.2% for prepaid and 5.4% for virtual, so a prepaid card sits in a smaller group than debit.
Who is the card aimed at?+
The stated audience is kids. Across the site, kids are the audience behind 37.8% of the cards, while business cards account for 64.6% and student cards for 17.1%. Tenpo also lists multi currency, virtual card and travel, which fits a younger holder who travels.
How do you get help from Tenpo?+
Support runs on phone and help centre, so phone and a help centre are the routes. On the site, 79.6% of the cards have a help centre and 44.7% have phone support, against 24.7% with a community channel.
What about conversion costs and cash withdrawals?+
Conversion costs vary widely here: the median fee on the site is 1%, with card fees running 0% to 10.5%, and the median free ATM allowance is €0. Tenpo's card is multi-currency and the card type is prepaid.
Can the card be used abroad?+
Travel use is one of multi currency, virtual card and travel, and the card runs on mastercard, so it is set up for spending away from home. The card type is prepaid and the monthly fee is CLP 0, which is what the other options in this list also charge.
Should I pick Tenpo over Wise or Bitpanda?+
Tenpo's card is prepaid and aimed at kids, with a monthly fee of CLP 0. Wise charges £0 and Bitpanda €0, so the fee settles nothing between the three and the audience and features decide instead.
Sources
- tenpo.cl checked September 26, 2026
Backs: Audience, Monthly fee, Support channels
“Cuenta Remunerada Teenpo - Teenpo <18”
- tenpo.cl/productos/tarjeta-prepago-debito-mastercard checked September 26, 2026
Backs: Card type, Features, Card network
“Tarjeta Prepago Debito Mastercard - Cuenta Vista”
Compiled from 2 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.
Tenpo
A prepaid Mastercard card built for a younger holder, with multi-currency, virtual card and travel features.