TBC UZ Friends review

Monthly fees are UZS 0, so keeping the card costs nothing on that line. Cashback of 1% to 5% adds a small return when you spend. The site median monthly fee is €0, with the highest listed at €99.

The free ATM allowance is UZS 10,000,000 in UZS. Across the site the median free allowance is €0 and the top listed is €2,000, so this sits at the wide end of what is listed. The card itself is a debit card on the visa network.

It is a debit card, so purchases draw on the balance in the linked account rather than a preloaded pot. Debit cards make up 73.4% of the cards on the site, with prepaid at 21.2%. The monthly fee here is UZS 0.

It runs on the visa network, which is the most common network across the cards listed on the site at 57.6%. A debit card on a widely used network is easier to pay with abroad, and travel is one of the listed features (travel).

Travel is the listed feature (travel), so the card is aimed at trips as well as everyday spending. The free ATM allowance of UZS 10,000,000 is set in UZS, and the home country is UZ, so the card is built for spending in that market first.

All three list the same monthly fee: UZS 0 here, £0 for Monzo Flex and £0 for Wise. The currency differs, since the fee here is listed in UZS, so the monthly charge is not what separates them. Here the card adds a free ATM allowance of UZS 10,000,000.

Cashback runs at 1% to 5%, a range, so the return you get depends on what you buy. The monthly fee of UZS 0 sits alongside it, and the free ATM allowance is UZS 10,000,000, so a card that pays a small return still costs nothing to hold.