Swedbank Lietuva review

The monthly fee is €1 for this Mastercard debit card, which is a recurring cost for keeping it open. Wise and Monzo Flex both list a monthly fee of £0. The free ATM withdrawals of €600 are the main thing that offsets it.

The currency conversion fee is 0%, so purchases in another currency carry no extra charge from the bank. The listed features are multi-currency and travel (multi currency and travel), and the card runs on the mastercard network, so it suits everyday spending at home and on trips.

Free ATM withdrawals run to €600. Taking out more cash than that goes past the free allowance, so regular cash users should read the pricing terms first. The card type is debit, so the cash comes from your bank account.

The card type is debit and the listed features are multi-currency and travel (multi currency and travel). Exchange, crypto balances and self-custody are not among them. Anyone who wants to spend crypto directly would look at Bitpanda instead.

The card runs on the mastercard network, so it is accepted wherever Mastercard cards are accepted. It is a debit card tied to a bank account rather than a prepaid or virtual card, which suits people who want the same card for shops, subscriptions and travel.

It suits people in Lithuania who bank with Swedbank and want a low cost card for everyday spending, plus a free ATM allowance of €600. Travellers from Lithuania also gain from a currency conversion fee of 0% and the multi-currency feature.

The currency conversion fee of 0% puts it at rank 1 of 237 brands compared on that figure. The monthly fee of €1 is a real recurring cost though, and the free ATM withdrawals of €600 are the main offset.

Payments come from the bank account behind the debit card, so the balance behaves like a current account rather than a prepaid balance you top up. Costs stay easy to follow: a monthly fee of €1, a currency conversion fee of 0% and free ATM withdrawals of €600.