Sumeria review

The monthly fee is €0, so the account costs nothing to keep open. That matches the site median of €0, and Sumeria sits at 1 of 379 brands on this measure.

The currency conversion fee is 0%. The site median is 1% and the highest figure across the brands here is 10.5%, so card spending in another currency carries no extra conversion charge on Sumeria.

Free cash withdrawals are included up to €250 on the card. Across the brands compared, the median free allowance is €0 and the top figure is €2,000, so a heavy cash user will outgrow the Sumeria allowance.

Sumeria issues a debit card that runs on the visa network, so it is accepted wherever that network is taken. The listed features are virtual card and travel, meaning a virtual card and a travel card are also part of the setup.

Fiat deposits run through bank and sepa, so a bank transfer is the direct route. Card funding is not part of the listed deposit options, which is worth knowing before checkout elsewhere asks for a card top up.

Sumeria is operated by LYDIA SOLUTIONS and is based in France. The crypto side runs as a cex, and derivatives trading is offered on the investment side. A debit card covers the spending side of the same account.

Support runs through chat and help centre, so a live chat and a help centre handle questions. About 44.7% of the listings include phone support, which is the gap here, so it suits people comfortable starting in chat.

It suits people in FR who want a debit card and crypto trading in the same place, plus travellers who want a virtual card and a travel card. A monthly fee of €0 keeps the fixed cost of the account down.