Soldo review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Soldo suits businesses that want prepaid cards with multi-currency and virtual card support. The monthly fee is £27, a business cost rivals avoid, with a Soldo Financial Services Ireland Designated Activity Company entity and UK Financial Conduct Authority and Irish Central Bank of Ireland permissions behind it.
Key facts
- Best for
- Businesses paying out cards for staff and expenses in several currencies.
- Monthly fee
- £27↗
- Card type
- Prepaid↗
- Card network
- Mastercard↗
- Legal entity
- Soldo Financial Services Ireland Designated Activity Company↗
- Headquarters
- Ireland↗
- Support channels
- Chat, Email, Help-centre↗
- Features
- Multi-currency, Virtual card
- Audience
- Business
- Official website
- soldo.com
Facts checked September 26, 2026, 3 sources
Apps and profiles
- Get the app
- App Store
Pros and cons
Pros
- Monthly fee of £27 covers multi-currency and virtual card features for business accounts
- Regulated by the Financial Conduct Authority in the UK and the Central Bank of Ireland in Ireland
- Mastercard network, so the card works wherever Mastercard is accepted
- Support runs through chat, email and help centre
Cons
- A standing monthly fee applies where rivals charge £0 and £0
- Support runs on chat, email and help centre only, with no phone line listed
- A prepaid card rather than a debit card, so the account works from preloaded funds
Who it suits
- Business owners issuing prepaid cards to staff
- Finance teams paying suppliers in more than one currency
- Teams that want virtual cards for one-off online spend
Who should look elsewhere
- Anyone looking for a personal current account
- People who want a free monthly fee, where Wise charges £0
- Households that need phone support, since support runs on chat, email and help centre
How Soldo compares
8.7 vs 9.4
8.7 vs 9.0
8.7 vs 8.2
8.7 vs 9.5
8.7 vs 9.6
8.7 vs 9.0
8.7 vs 9.1A crypto card brand with a monthly fee of €0, aimed at a different market from Soldo's business focus.
8.7 vs 8.9
8.7 vs 8.1
8.7 vs 8.2
8.7 vs 9.5
8.7 vs 9.4
8.7 vs 9.2
8.7 vs 9.1
8.7 vs 9.0
8.7 vs 8.9- 8.7 vs 8.8
8.7 vs 8.8
8.7 vs 8.6
8.7 vs 8.5
8.7 vs 8.3
Where Soldo is available
- Available
- Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, United Kingdom
- Licence in United Kingdom
- Financial Conduct Authority (900459), checked September 26, 2026
- Licence in Ireland
- Central Bank of Ireland, checked September 26, 2026
- Licence in Ireland
- IE_CBI (PSD_EMI IE_CBI!C179925), checked September 26, 2026, also valid in Austria, Belgium, Bulgaria, Cyprus, Czechia, Germany, Denmark, Estonia, Spain, Finland, France, Greece, Croatia, Hungary, Ireland, Iceland, Italy, Liechtenstein, Lithuania, Luxembourg, Latvia, Malta, Netherlands, Norway, Poland, Portugal, Romania, Sweden, Slovenia, Slovakia
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much is the Soldo monthly fee?+
The monthly fee is £27. It is a business charge, and the account is set up for business use. Rivals in this comparison charge £0 and £0 by comparison.
Who regulates Soldo?+
Soldo is regulated by the Financial Conduct Authority in the UK and the Central Bank of Ireland in Ireland. The Irish entity is Soldo Financial Services Ireland Designated Activity Company, with its home country listed as IE.
What type of card does Soldo issue?+
The card type is prepaid, so funds are preloaded rather than drawn from a current account balance. It runs on the mastercard network and supports multi currency and virtual card options.
Can Soldo hold more than one currency?+
Yes. Multi-currency support appears in the feature list as part of multi currency and virtual card. That suits a business paying suppliers or staff in different currencies from one account.
Does Soldo offer virtual cards?+
Virtual cards sit within multi currency and virtual card alongside multi-currency. A virtual card suits a business that wants to hand a single-use number to a supplier or for one-off online spend.
How do you get help from Soldo?+
Support runs on chat, email and help centre. That means live chat, email and a help centre, with no phone line listed among the channels.
Who is Soldo built for?+
The audience is business, so this is a business account rather than a personal one. It suits teams issuing cards to staff rather than individuals managing their own money.
Which company runs Soldo?+
The provider is Soldo Financial Services Ireland Designated Activity Company, headquartered in Ireland. The UK and Irish licences sit with that same named entity.
Sources
- euclid.eba.europa.eu/register/downloads/PSDMD/20260926/do... checked September 26, 2026
Backs: Headquarters, Legal entity, Licences
“EntityCode=IE_CBI!C179925; EntityType=PSD_EMI; ENT_NAM=Soldo Financial Services Ireland Designated Activity Company”
- soldo.com/en-gb/pricing checked September 26, 2026
Backs: Audience, Card type, Features, Monthly fee, Card network
“Soldo only offers services to businesses that are incorporated entities.”
- soldo.com/en-gb/why-soldo/financial-services checked September 26, 2026
Backs: Support channels
“Live Chat, Email Support and Training Webinars”
Compiled from 3 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.
Soldo
Businesses paying out cards for staff and expenses in several currencies.