Sogebank review

The current account behind the card runs a monthly fee of HTG 0, so there is no recurring charge for keeping it in use. Spending draws on the balance in the account, since this is a debit card rather than a credit line.

The card covers 2 currencies, which suits a trip where you want local cash and your home currency side by side. Anyone spending across a longer list should check what the bank supports before applying, since the currency count is the tightest part of the offer.

It is a debit card on the visa network, so it works wherever that network is accepted and it draws on the balance in your account rather than a credit line. Network reach abroad is the main reason to hold a card like this one.

Support runs on phone and help centre, so you can call the bank or work through the help centre. Both routes sit with La Societe Generale Haitienne de Banque S.A., the institution that holds the account, rather than with an outside card issuer, which suits customers who prefer to talk to someone.

The card belongs to La Societe Generale Haitienne de Banque S.A., a bank headquartered in Haiti and founded in 1986. It is issued by the bank that holds the account rather than by a separate fintech, so the same institution handles the balance, the card and the questions that come with both.

It is listed for multi currency and travel use, and a debit card on the visa network is a familiar pairing for trips abroad. Currency coverage stays at 2, so it suits travel where those are the currencies you spend in.

It suits account holders in HT who want a card with a monthly fee of HTG 0 and who are happy to deal with the bank by phone. Readers who need a longer currency list should look at Wise, whose monthly fee is £0.

Check both with the bank before you travel. Across this category the free ATM allowance median is €0 and the conversion fee median is 1%, and with 2 currencies on the card those two lines shape the cost of a trip abroad.