Snappi Bank review

The monthly fee is €0, which matches the site median of €0 and sits well below the highest figure in the market, €99. The card comes with the account as a debit card.

Snappi Bank is licensed by the European Central Bank in Greece, so the account runs under central bank supervision rather than as an unlicensed balance. The card issued on the account is a debit card.

It is a debit card, so spending is taken from the money in the account rather than from a balance loaded onto the card. The account itself carries a monthly fee of €0.

The European Central Bank licence covers Greece, so the account is aimed at residents there. Customers in other markets have Wise at £0 and Monzo Flex at £0 to weigh instead.

Snappi Bank charges €0 a month, and the listed alternatives sit at the same level: Monzo Flex at £0, Wise at £0 and the BMW Card von American Express at $0.

The stated cost for the account is the monthly fee of €0, and conversion and cash withdrawal charges sit outside that figure. Across the site the median FX charge is 1% and the median free ATM allowance is €0.

It suits Greek residents who want a plain digital account for everyday spending, with a monthly fee of €0 and a debit card. People who need several currencies or a credit card have the listed alternatives to weigh.

It runs as a digital only bank in Greece, so the account is handled through the app and the debit card. The monthly fee of €0 keeps the cost side simple for anyone who banks this way.