SEPAGA review
Updated October 13, 2026 · HodlCue Editorial Team
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Our verdict
SEPAGA is known for a prepaid card with multi-currency handling for planned spending across currencies. It is a prepaid option for customers who prefer to load funds in advance and keep distinct currencies ready in one place for travel and budgeting.
Key facts
- Best for
- Customers seeking prepaid currency management
- Card type
- Prepaid↗
- Headquarters
- Cyprus↗
- Founded
- 2017↗
- Support channels
- Email, Phone↗
- Features
- Multi-currency
- Audience
- Business
- Official website
- sepaga.com
Facts checked September 26, 2026, 4 sources
Apps and profiles
- Get the app
- App Store
Pros
Pros
- Prepaid card structure separates loaded funds from other balances.
- Multi-currency support holds several currencies together on one card.
- Structured advance loading supports clear budgeting across trips.
Who it suits
- Customers preferring advance loading for planned spending
- Customers handling travel spending across currencies
How SEPAGA compares
Where SEPAGA is available
- Licence in Cyprus
- Central Bank of Cyprus (115.1.3.18/2018), checked September 26, 2026
Frequently asked questions
What type of card does SEPAGA offer?+
SEPAGA provides a prepaid card. Customers load funds before spending and then use the available balance for payments. This arrangement creates a defined spending pot that stays apart from other money.
How does the multi-currency element work in plain terms?+
SEPAGA includes multi-currency handling on its prepaid option. Customers can keep separate currencies ready in one place for spending where those currencies apply. The setup helps organise trips and cross border payments with clear separation.
Who might consider SEPAGA?+
SEPAGA appeals to customers who prefer prepaid control alongside multi-currency facility. It works for customers who plan funds in advance and hold distinct currencies together for travel and planned spending. Checking loading arrangements and supported currencies helps confirm suitability.
Where is SEPAGA based?+
SEPAGA is based in Cyprus. (Source, checked September 26, 2026)
When was SEPAGA founded?+
SEPAGA was founded in 2017. (Source, checked September 26, 2026)
How can I contact SEPAGA support?+
SEPAGA offers support through Email, Phone. (Source, checked September 26, 2026)
Sources
- sepaga.com checked September 26, 2026
Backs: Audience, Features, Headquarters
“Business clients solutions”
- sepaga.com/contact-us checked September 26, 2026
Backs: Support channels
“Phone +357-22-283100 Email sepaga@sepaga.com”
- sepaga.com/personal-solutions/prepaid-cards checked September 26, 2026
Backs: Card type
“Enjoy the convenience and flexibility of SEPAGA's SVOOM prepaid cards”
- sepaga.com/the-company checked September 26, 2026
Backs: Founded, Licences
“operating since 2017”
Compiled from 4 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Protection.