Self Bank (Selfbank by Singular Bank) review

The Self account has a monthly fee of €0. That makes it one of the cheaper ways to hold a basic account, and it removes the annual cost many cards attach to the first year only. Spending still goes through the Visa network on the debit card.

It is a debit card on the visa network, issued by Singular Bank. Because it is a debit card, the money has to sit in the account first. There is no credit line attached to it.

The account is provided by Singular Bank, a Spanish provider. Its own legal and regulatory information sits under that entity, so Spanish residents are the natural fit. People living elsewhere would want to check eligibility before applying.

Support runs on email and phone, according to the account details. Both of those routes are offered, so a written query and a spoken one are possible. There is no live in-app chat listed in the available information.

No. The product is a debit card from Singular Bank, not a crypto card. The balance it spends is plain bank money rather than digital assets. Anyone wanting to buy or hold crypto would need a different product.

On the monthly fee it lists €0, against £0 for Monzo Flex and £0 for Wise. It ranks 1 of 379 brands compared on that measure. Free monthly fees are common, so the wider picture matters more than the single figure.

The card runs on visa, so it should be usable wherever that network is accepted. The published facts do not state a conversion rate or a free cash withdrawal allowance, so spending outside Spain cannot be costed from them. Check the current terms before relying on it overseas.