SeaBank Indonesia review
Updated October 13, 2026 · HodlCue Editorial Team
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Our verdict
SeaBank Indonesia runs digital current accounts, easy-access savings and fixed deposits with transfers, e-wallet top ups and bill payments in one app. It suits people in Indonesia who want banking without branches for household spending, study costs and small business cash flow.
Key facts
- Best for
- Indonesians wanting mobile banking for daily spending and saving
- Monthly fee
- IDR 0↗
- Legal entity
- PT Bank Seabank Indonesia↗
- Official website
- seabank.co.id
Facts checked September 26, 2026, 1 source
Apps and profiles
- Get the app
- App Store
Pros and cons
Pros
- Digital account opening without visiting a branch for daily banking
- Fixed deposits and easy-access savings alongside transfers and bill payments
- E-wallet top ups and e-commerce payments handled inside one mobile service
- Account protection through two factor authentication and modern encryption technology
Cons
- Operates without physical branches for customers who prefer face to face help
- Focused on Indonesian daily needs which limits relevance outside that market
Who it suits
- Housewives managing household budgets and small savings goals
Who should look elsewhere
- People who want in person branch banking
- People seeking banking services outside Indonesia
How SeaBank Indonesia compares
Where SeaBank Indonesia is available
- Available
- Indonesia
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What products does SeaBank Indonesia offer?+
SeaBank Indonesia provides current accounts alongside easy-access savings and fixed deposits for personal goals. Customers can also move funds between banks and handle everyday payments for shopping, bills and phone credit.
Where does SeaBank Indonesia operate?+
SeaBank Indonesia serves customers across Indonesia through a mobile banking service without branch visits. Its everyday functions support household spending, study related payments and small business activity within the country.
Which company stands behind SeaBank Indonesia?+
The company behind the service is PT Bank Seabank Indonesia, which operates as a digital bank in Indonesia. It is supervised by Otoritas Jasa Keuangan and Bank Indonesia and participates in deposit protection through Lembaga Penjamin Simpanan.
Does SeaBank Indonesia charge a monthly fee?+
The monthly fee at SeaBank Indonesia is IDR 0. (Source, checked September 26, 2026)
Sources
- seabank.co.id checked September 26, 2026
Backs: Legal entity, Monthly fee
“PT Bank Seabank Indonesia”
Compiled from 1 source page, checked October 13, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Card type, Protection.