SCB PLANET prepaid Visa review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
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Our verdict
SCB PLANET suits travellers and everyday spenders in Thailand who want a prepaid multi-currency card with no monthly or conversion charge. Its currency conversion fee of 0% and monthly fee of THB 0 sit at the top of the ranking for both, though the THB 0 free ATM allowance is a thin draw.
Key facts
- Best for
- A prepaid multi-currency card for travel spending in Thailand with no monthly or currency conversion fee.
- Monthly fee
- THB 0↗
- Currency conversion fee
- 0%↗
- Free ATM withdrawals
- THB 0↗
- Card type
- Prepaid↗
- Card network
- Visa↗
- Currencies
- 13↗
- Legal entity
- Siam Commercial Bank Public Company Limited↗
- Features
- Multi-currency, Travel
- Official website
- scb.co.th
Facts checked September 26, 2026, 6 sources
Pros and cons
Pros
- Currency conversion fee of 0%, ranked first among the brands compared on it
- Monthly fee of THB 0, also ranked first among the brands compared
- Multi-currency and travel card from Siam Commercial Bank Public Company Limited, with 13 currencies available
- Runs on the visa network, so it works wherever Visa is accepted
Cons
- The free ATM allowance is THB 0, so cash withdrawals are not a strength
- A prepaid card needs a top-up before spending, which is less convenient than a debit card drawing on a bank balance
- Crypto is not among its features, which are listed as multi currency and travel
Who it suits
- Travellers in Thailand who spend in several currencies and want no conversion charge
- Everyday spenders who want a card with no monthly fee
- Anyone who prefers a prepaid balance to a bank current account
Who should look elsewhere
- Anyone who wants a crypto card, since SCB PLANET is a prepaid travel card with no crypto features
- Cash-heavy users, given the THB 0 free ATM allowance
- Bitpanda users who want crypto alongside card spending, or Monzo Flex users who want a bank debit account instead
How SCB PLANET prepaid Visa compares
9.2 vs 9.4
9.2 vs 9.0
9.2 vs 8.2
9.2 vs 9.5
9.2 vs 9.6
9.2 vs 9.0
9.2 vs 9.1Bitpanda pairs a card with a monthly fee of €0 and adds crypto buying, which SCB PLANET does not cover.
9.2 vs 8.9
9.2 vs 8.1
9.2 vs 8.2
9.2 vs 9.5
9.2 vs 9.4
9.2 vs 9.2
9.2 vs 9.1
9.2 vs 9.0
9.2 vs 8.9- 9.2 vs 8.8
9.2 vs 8.8
9.2 vs 8.6
9.2 vs 8.5
9.2 vs 8.3
Frequently asked questions
What does the SCB PLANET card cost to hold?+
The monthly fee is THB 0, and SCB PLANET ranks first among the brands compared on that measure. The card sits at the top of the ranking for both cost lines in the group. There is no charge for holding it month to month.
Is there a currency conversion fee when I spend abroad?+
The currency conversion fee is 0%, which places SCB PLANET first among the brands compared on currency conversion. Because the card is built for multi currency and travel, you can hold and spend across 13 currencies.
What kind of card is SCB PLANET?+
It is a prepaid card running on the visa network, issued by Siam Commercial Bank Public Company Limited. Being prepaid, it works from a balance you load first rather than a bank current account, so there is no overdraft and no direct debit from a salary.
How much can I take out of cash machines for free?+
The free ATM allowance is THB 0, which puts cash withdrawals at the weak end of what the brands compared offer on that measure. Card spending is where this card earns its place, so plan to pay at merchants rather than take out cash.
Who is this card for?+
It is aimed at travellers and multi-currency spenders, since the card is listed under multi currency and travel and covers 13 currencies. It suits people in Thailand who want a card with no monthly charge and no conversion charge on spending.
Can I buy or hold crypto with SCB PLANET?+
Crypto is not among its features, which are listed as multi currency and travel. SCB PLANET covers currency holding and card spending rather than crypto buying, so anyone who also wants to buy crypto would need a separate platform such as Bitpanda.
Who issues the card?+
The card is issued by Siam Commercial Bank Public Company Limited, a Thai bank. The card itself runs on the visa network, so it is accepted wherever Visa is accepted at merchants and at cash machines.
Sources
- techsauce.co/news/scb-launches-planet-scb-card-facilitati... checked September 26, 2026
Backs: Currencies
“currency exchange for up to 13 currencies - PLANET SCB card”
- scb.co.th/content/media/personal-banking/cards/prepaid-ca... checked September 26, 2026
Backs: Free ATM withdrawals
“exchange rate of 100 baht per withdrawal - SCB PLANET overseas ATM withdrawal”
- scb.co.th/content/media/personal-banking/product-sales-sh... checked September 26, 2026
Backs: Monthly fee
“Annual Fee: None - PLANET SCB Card”
- scb.co.th/en/personal-banking/faq/card-faq.html checked September 26, 2026
Backs: Currency conversion fee
“No foreign exchange risk fee (2.5%) - SCB PLANET card”
- scb.co.th/en/personal-banking/stories/life-style/scb-plan... checked September 26, 2026
Backs: Card network
“withdraw cash from any ATM with VISA sign - Planet SCB card”
- scb.co.th/getmedia/f43c9cf3-f0a8-4104-a2d0-375dec79213a/t... checked September 26, 2026
Backs: Card type, Legal entity
“The SCB PLANET Prepaid Card (the Card) is a prepaid card - SCB PLANET”
- thaipr.net/en/finance_en/3670217 checked September 26, 2026
Backs: Features
“up to 13 popular currencies on a single card - SCB PLANET VISA Card”
Compiled from 7 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Protection.
SCB PLANET prepaid Visa
A prepaid multi-currency card for travel spending in Thailand with no monthly or currency conversion fee.