Satchel review
Updated October 14, 2026 · HodlCue Editorial Team · Facts checked October 14, 2026
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Our verdict
Satchel’s personal-account page lists a European SEPA IBAN and physical and virtual cards. A Lithuanian regulator entry records an electronic-money institution licence for SatchelPay UAB. This describes a personal-account example and an EMI licence record; it is not a bank-deposit protection claim.
Key facts
- Best for
- People comparing a personal account’s stated European IBAN and card features alongside its recorded EMI status.
- Monthly fee
- €0↗
- Currency conversion fee
- 1%↗
- Card type
- Prepaid↗
- Top-up fee
- Free or 0.25% (minimum 5 EUR)↗
- Card network
- Mastercard↗
- Currencies
- 20↗
- Legal entity
- Satchelpay UAB↗
- Headquarters
- Lithuania↗
- Founded
- 2018↗
- Support channels
- Email, Phone, Help-centre↗
- Features
- Multi-currency, Virtual card, Travel
- Audience
- Business
- Official website
- satchel.eu
Facts checked September 26, 2026, 5 sources
Apps and profiles
- Get the app
- App Store
- Elsewhere
- LinkedInXTrustpilot
Pros
Pros
- The personal-account page lists a European SEPA IBAN and physical and virtual cards.
- The Lithuanian regulator entry records an electronic-money institution licence for SatchelPay UAB.
Who it suits
- People comparing a personal-account feature set and the company’s recorded electronic-money institution status.
Personal-account features
The personal-account page lists a European SEPA IBAN and physical and virtual cards. This is a personal-account example. Licence record A Lithuanian regulator entry records an electronic-money institution licence for SatchelPay UAB. An EMI licence record is not a bank-deposit protection claim.
How Satchel compares
8.9 vs 9.4
8.9 vs 9.0
8.9 vs 8.2
8.9 vs 9.5
8.9 vs 9.6
8.9 vs 9.0
8.9 vs 9.1
8.9 vs 8.9
8.9 vs 8.1
8.9 vs 8.2
8.9 vs 9.5
8.9 vs 9.4
8.9 vs 9.2
8.9 vs 9.1
8.9 vs 9.0
8.9 vs 8.9- 8.9 vs 8.8
8.9 vs 8.8
8.9 vs 8.6
8.9 vs 8.5
8.9 vs 8.3
Where Satchel is available
- Available
- Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden
- Licence in Lithuania
- Central Bank of Lithuania (28), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Which account features are listed?+
The personal-account page lists a European SEPA IBAN and physical and virtual cards.
What does the regulator entry record?+
An electronic-money institution licence for SatchelPay UAB.
Does Satchel charge a monthly fee?+
The monthly fee at Satchel is €0. (Source, checked September 26, 2026)
What currency conversion fee does Satchel charge?+
The currency conversion fee at Satchel is 1%. (Source, checked September 26, 2026)
Which company operates Satchel?+
Satchel is operated by Satchelpay UAB. (Source, checked September 26, 2026)
Where is Satchel based?+
Satchel is based in Lithuania. (Source, checked September 26, 2026)
When was Satchel founded?+
Satchel was founded in 2018. (Source, checked September 26, 2026)
How can I contact Satchel support?+
Satchel offers support through Email, Phone, Help-centre. (Source, checked September 26, 2026)
Sources
- satchel.eu checked September 26, 2026
Backs: Currencies, Features
“Unique multi-currency SWIFT accounts that enable international transactions in 20+ currencies”
- satchel.eu/about-us checked September 26, 2026
Backs: Founded, Headquarters
“Founded Year: 2018”
- satchel.eu/faq checked September 26, 2026
Backs: Legal entity, Support channels
“Satchel operates under Satchelpay UAB (reg Nr. 304628112)”
- satchel.eu/fees checked September 26, 2026
Backs: Currency conversion fee, Top-up fee, Monthly fee
“ATM/POS foreign exchange (markup) is charged at 1% for currency conversions outside the card's denomination”
- satchel.eu/payment-cards checked September 26, 2026
Backs: Audience, Card type, Card network
“Business and personal accounts; freelancer accounts”
- lb.lt/en/sfi-financial-market-participants/satchelpay-uab checked September 26, 2026
Backs: Licences
Compiled from 6 source pages, checked October 14, 2026. We did not open an account.
Not confirmed yet: Free ATM withdrawals, Protection.
Related by the facts
Satchel
People comparing a personal account’s stated European IBAN and card features alongside its recorded EMI status.