Revolut review
Updated October 12, 2026 · HodlCue Editorial Team
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Our verdict
Revolut in the United Kingdom is a banking and money app serving more than 80 million customers worldwide, with 13 million in the UK. It combines daily banking, multi currency balances and debit cards for people who send, hold and spend across borders in one place.
Key facts
- Best for
- People managing everyday spending across many currencies
- Card type
- Debit↗
- Founded
- 2015↗
- Features
- Virtual card
- Official website
- revolut.com
Facts checked September 29, 2026, 1 source
Pros and cons
Pros
- Holds up to 36 currencies in app for use abroad
- Sends money to more than 160 countries worldwide
- Offers physical and virtual cards for daily payments
- Combines banking, savings and stock investing in one app
Cons
- Account handling centres on the mobile app without branch based service
- Investing is execution only without personal recommendations or advice
Who it suits
- People paid in one currency who spend in others
- Travellers sending money to many countries
- App users wanting banking and investing together
Who should look elsewhere
- People wanting branch based account handling
Safety and regulation
Revolut Secure gives your account continuous protection through proactive purpose built defences and specialist teams working around the clock. You control cards, payments and security settings directly inside the app for daily use. Virtual cards add an extra layer for wallet payments and online spending. The assistant AIR responds at any hour after you open the app and swipe to ask. The focus stays on guarding money while you spend, send and save every day.
How Revolut compares
8.5 vs 9.4
8.5 vs 9.0
8.5 vs 8.2
8.5 vs 9.5
8.5 vs 9.6
8.5 vs 9.0
8.5 vs 9.1
8.5 vs 8.9
8.5 vs 8.1
8.5 vs 8.2
8.5 vs 9.5
8.5 vs 9.4
8.5 vs 9.2
8.5 vs 9.1
8.5 vs 9.0
8.5 vs 8.9- 8.5 vs 8.8
8.5 vs 8.8
8.5 vs 8.6
8.5 vs 8.5
8.5 vs 8.3
Frequently asked questions
Which countries does Revolut serve?+
Revolut supports more than 80 million customers worldwide, including 13 million in the UK. You can send money to more than 160 countries and spend in more than 150 currencies. Daily banking covers spending, transfers, automatic salary sorting and savings growth.
What currencies can you hold in the app?+
You can hold up to 36 currencies directly in the app for everyday use. Those balances support spending abroad in more than 150 currencies. The setup helps when you travel or pay across borders with one account.
How do Revolut debit cards work?+
Revolut offers physical cards alongside virtual cards for everyday payments. You can create virtual cards and add them to phone wallets to start paying right away. Purchases with one of the debit cards can earn points redeemable for miles and other rewards.
How does support work in the Revolut app?+
Support in the app centres on AIR, an assistant ready at any hour. You open the app, swipe and ask for help with your account. Revolut Secure also adds continuous protection with purpose built defences and specialist teams.
Which products does Revolut cover?+
Revolut covers daily banking, transfers, savings and investing inside one app. You can sort salary payments, set savings aside and manage cards for spending. Investing spans more than 5,000 stocks and ETFs on an execution only basis with capital at risk.
Sources
- revolut.com checked October 17, 2026
Backs: Features
“Create and add virtual cards to your Apple Wallet or Google Wallet to start paying right away.”
- en.wikipedia.org/wiki/Revolut checked September 29, 2026
Backs: Founded, Card type
“Founded 1 July 2015”
Compiled from 2 source pages, checked October 17, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Protection.