Revolut AU review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Our verdict
Revolut AU suits people who want everyday card spending and crypto buying in the same app, with a Visa debit card plus a virtual card and a centralised exchange. The monthly fee is £0, currency conversion runs 0% to 2% and crypto trades cost a taker fee of 0.09%.
Key facts
- Best for
- A free monthly card fee beside a crypto exchange listing 200 to 230 coins, a debit card for travel
- Monthly fee
- £0↗
- Currency conversion fee
- 0% to 2%↗
- Free ATM withdrawals
- £200↗
- Card type
- Debit↗
- Card network
- Visa↗
- Currencies
- 160↗
- Legal entity
- Revolut Digital Assets (Europe) Ltd↗
- Headquarters
- Cyprus↗
- Founded
- 2015↗
- Support channels
- Chat, Email, Phone, Help-centre↗
- Features
- Multi-currency, Virtual card, Travel
- Official website
- revolut.com
Crypto exchanges
- Taker fee
- 0.09%↗
- Coins listed
- 200 to 230↗
- Regulators
- Cyprus Securities and Exchange Commission (CySEC), LT BL↗
- Fiat deposit methods
- Card, Bank↗
- Maker fee
- 0%↗
- Withdrawal fee
- network fee plus service fee↗
- Derivatives
- No↗
- Exchange type
- Cex↗
Facts checked September 26, 2026, 9 sources
Apps and profiles
- Get the app
- App StoreGoogle Play
- Elsewhere
- WikidataLinkedInXTrustpilot
Pros and cons
Pros
- A debit card on the visa network covers day to day spending, with a virtual card for online and travel use
- Fiat deposits come in by card and bank, so funding fits ordinary banking habits, and maker trades cost 0%
- Regulated by the Financial Conduct Authority and the Cyprus Securities and Exchange Commission, with a registered electronic money licence, PSD_EMI LT_LT_BL_304940980
Cons
- Derivatives are not offered, so the trading side stops at spot buying and selling, with maker trades priced at 0%
- Crypto withdrawals carry network fee plus service fee, so moving coins out to a wallet you control adds a cost on top of the trade
- Currency conversion fees run 0% to 2%, above the 0.1% that Wise charges for the same kind of conversion
Who it suits
- People who want card spending and crypto buying handled in the same app, with maker trades costing 0%
- Travellers who hold several currencies, since the account covers 160 of them and a virtual card works abroad
- Anyone comparing exchanges, since the taker fee of 0.09% sits below the site median of 0.2%
Who should look elsewhere
- Wise, if the deciding factor is the conversion charge, since its currency conversion fee is 0.1%
- Monzo Flex, if crypto is not the priority, since its currency conversion fee is 0% on card use
- Bitpanda, for a euro setup, since its monthly card fee is €0, priced in euros rather than pounds
How Revolut AU compares
9.2 vs 9.4
9.2 vs 9.0
9.2 vs 8.2
9.2 vs 9.5
9.2 vs 9.6
9.2 vs 9.0
9.2 vs 9.1Its monthly fee is €0 in euros, so it suits readers who want a card and a crypto exchange billed in euros
9.2 vs 8.9
9.2 vs 8.1
9.2 vs 8.2
9.2 vs 9.5
9.2 vs 9.4
9.2 vs 9.2
9.2 vs 9.1
9.2 vs 9.0
9.2 vs 8.9- 9.2 vs 8.8
9.2 vs 8.8
9.2 vs 8.6
9.2 vs 8.5
9.2 vs 8.3
Where Revolut AU is available
- Available
- Australia
- Licence in United Kingdom
- Financial Conduct Authority, checked September 26, 2026
- Licence in Lithuania
- LT_BL (PSD_EMI LT_LT_BL_304940980), checked September 26, 2026, also valid in Austria, Belgium, Bulgaria, Cyprus, Czechia, Germany, Denmark, Estonia, Spain, Finland, France, Greece, Croatia, Hungary, Ireland, Iceland, Italy, Liechtenstein, Lithuania, Luxembourg, Latvia, Malta, Netherlands, Norway, Poland, Portugal, Romania, Sweden, Slovenia, Slovakia
- Licence in Cyprus
- Cyprus Securities and Exchange Commission (CySEC) (MiCA CASP 549300ET4IUR6RCZOL84), checked September 26, 2026, also valid in Austria, Belgium, Bulgaria, Cyprus, Czechia, Germany, Denmark, Estonia, Greece, Spain, Finland, France, Croatia, Ireland, Iceland, Italy, Liechtenstein, Lithuania, Luxembourg, Latvia, Malta, Netherlands, Norway, Poland, Portugal, Romania, Sweden, Slovenia, Slovakia
Countries from the brand (Source, checked September 29, 2026)
Frequently asked questions
What does the Revolut card cost each month?+
The monthly fee is £0, so holding the card carries no recurring charge. The costs that show up later are currency conversion at 0% to 2% and the ATM allowance, which covers £200 of free withdrawals before a charge applies.
How much does it cost to change currency?+
Conversion fees run 0% to 2% depending on the currency pair, and the balance can hold 160 currencies. That range is the main thing to compare: Wise charges 0.1% for its own conversion, so frequent converters pay more here.
What do crypto trades cost?+
Trading charges a taker fee of 0.09% and a maker fee of 0%, against a site median of 0.2% for taker fees. The exchange lists 200 to 230 coins and is a centralised exchange.
How do I add money to the account?+
Fiat deposits come in by card and bank, so the balance can be funded from an existing card or a bank transfer. Those funds then cover card spending and crypto purchases in the same place, which is the practical draw of the account.
How do I withdraw crypto or cash?+
Crypto withdrawals carry network fee plus service fee, so sending coins to a wallet you control adds a cost. Cash withdrawals are separate: the account includes £200 of free ATM withdrawals, with a charge beyond that allowance.
Who regulates Revolut AU?+
The licences list the Financial Conduct Authority for the UK, an electronic money licence registered in Lithuania, PSD_EMI LT_LT_BL_304940980, and the Cyprus Securities and Exchange Commission, MiCA CASP 549300ET4IUR6RCZOL84. The crypto side trades through Revolut Digital Assets (Europe) Ltd, based in Cyprus.
Can I trade derivatives on Revolut?+
Derivatives are not offered, so trading covers spot buying and selling only. Everything else works as normal: the debit card, balances across 160 currencies, and support on chat, email and phone for questions on the account.
What kind of card does it use?+
It is a debit card on the visa network, so spending draws on the balance you hold rather than credit. Features listed include multi-currency, a virtual card and travel, which suits spending abroad from the same balance.
Sources
- euclid.eba.europa.eu/register/downloads/PSDMD/20260926/do... checked September 26, 2026
Backs: Licences
- esma.europa.eu/sites/default/files/2024-12/CASPS.csv checked September 26, 2026
Backs: Headquarters, Legal entity, Regulators
“ae_homeMemberState=CY”
- coinweb.com/comparison/crypto-friendly-banks/revolut checked September 26, 2026
Backs: Fiat deposit methods
“Payment Methods - Bank, SWIFT, Wire Transfer, Card Transfers”
- cryptoexchange.org.uk/exchanges/revolut-crypto-review checked September 26, 2026
Backs: Withdrawal fee
- en.wikipedia.org/wiki/Revolut checked September 26, 2026
Backs: Currencies, Founded
“supports transfers across more than 160 countries and regions”
- moneytothemasses.com/quick-savings/travel-quick-savings/r... checked September 26, 2026
Backs: Card type, Features, Currency conversion fee, Card network
“Revolut debit cards”
- pocketwise.co.uk/banking/revolut/revolut-fees-uk checked September 26, 2026
Backs: Free ATM withdrawals, Monthly fee
“Standard & Plus: £200/month fee-free, then 2% on excess”
- datawallet.com/crypto/best-crypto-exchanges-uk checked September 26, 2026
Backs: Coins listed, Exchange type
“lists over 220 cryptocurrencies”
- datawallet.com/crypto/revolut-crypto-fees checked September 26, 2026
Backs: Derivatives, Maker fee, Taker fee
“maker orders cost 0%”
- revolut.com/contact-us checked September 26, 2026
Backs: Support channels
“in-app chat, email support@revolut.com, phone line, Help Centre”
Compiled from 10 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Protection.
Related by the facts
Revolut AU
A free monthly card fee beside a crypto exchange listing 200 to 230 coins, a debit card for travel